You can request a M&T Visa Credit Card credit limit increase by calling customer service at 1 (866) 279-0888. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income M&T Bank has on file. M&T Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.

Impact of a M&T Visa Credit Card Credit Limit Increase on Your Credit Score

When you request a M&T Visa Credit Card credit limit increase, M&T Bank will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. M&T Bank cannot do a hard pull without your permission, though.

Alternatively, you could be eligible for a M&T Visa Credit Card credit limit increase without even requesting one. The M&T Visa Credit Card may offer an automatic credit limit increase if M&T Bank's regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.

To reset your M&T Visa Credit Card PIN, call customer service at (877) 779-3525 and speak with a representative or use the automated system. You can also get help changing your PIN by visiting your local M&T branch. Unfortunately, there isn't a way to reset your PIN online at the moment.

If you're trying to reset your PIN because you need a cash advance, keep in mind that cash advances are very expensive. A 26.24% (V) cash advance APR and a...

To check if your M&T Visa Credit Card is still active, you can follow these steps:

• Call Customer Service. The most straightforward way to check the status of your credit card is to call M&T Bank's customer service. You can reach them at (866) 279-0888 (or the number you see on the back of your card).
• Check Your Mail. You can also check your mail for any notifications from M&T Bank regarding the status...

Yes, the M&T Visa Credit Card might do a hard pull for a credit limit increase.

If you're the one requesting a higher credit limit, the issuer will perform a hard pull to determine your eligibility for it. And as you might already know, a hard pull can lower your credit score for a short period of time.

On the other hand, automatic credit limit increases will only result in a soft pull and won't affect your credit...

The M&T Visa Credit Card's rental car insurance only works if you deny the insurance offered by the rental company. Use your card to pay for your rental and you'll be covered for:

• Physical damage or theft
• Loss-of-use charges
• Customary towing charges

Certain vehicles are not covered, and some other exclusions apply as well. To find out more or to file a claim, visit the Benefit Administrator's website or call (800) 348-8472.