17
UpvotesDoes this card report as a secured card or as a unsecured card?
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primor Secured Visa Gold Card ReviewsReviews, rates, fees, and customer service info for The Green Dot primor® Visa® Gold Secured Credit Card. Compare to other cards and apply online in secondsJohn Kiernan
WalletHubLow regular APRQualify with limited or no credit historyMembership feesForeign feeRequires security deposit
WalletHubLow regular APRQualify with limited or no credit historyMembership feesForeign feeRequires security depositGreen Dot primor® Visa® Gold Secured Credit Card
Green Dot primor® Visa® Gold Secured Credit Card
We're sorry, but the Green Dot primor® Visa® Gold Secured Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-768-9897
You can write a review about the Green Dot primor® Visa® Gold Secured Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
WalletHub RatingCard TermsEditor's ReviewFAQUser Reviews
KEY TERMS
Credit Score
Credit Score
Fair Credit, Limited History, No Credit, Bad Credit
Minimum Security Deposit
$200
Fees
One-Time Fees
Annual Fee$49
Monthly Fee$0
APR on Purchases
9.99%
Green Dot primor® Visa® Gold Secured Credit Card's Additional Info
Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
Helps strengthen your credit with responsible card use. Reports to three national bureaus
Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
See additional Green Dot primor® Visa® Gold Secured Credit Card details
| cash advance fee | 5% (min $5) |
| cash advance APR | 18.99% |
| foreign transaction fee | 3% |
| smart chip | No |
| max late fee | $29 |
| max overlimit fee | $0 |
| max penalty APR | None |
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Editor's ReviewFact checked
Fact checked
May 12th, 2026
Green Dot primor® Visa® Gold Secured Credit Card Pros & Cons
Low regular APR
Qualify with limited or no credit history
Membership fees
Foreign fee
Requires security deposit
Compare The Green Dot primor® Visa® Gold Secured Credit Card vs. Popular Alternatives
minimum deposit$200 | minimum deposit$200 | minimum deposit$300 |
one time fees | one time fees | one time fees |
annual fee$49 | annual fee$0 | annual fee$0 |
monthly fee$0 | monthly fee$0 | monthly fee$0 |
Regular APR9.99% | Regular APR26.49% Variable | Regular APR28.24% (V) |
rewards rate | rewards rate | rewards rate |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Green Dot primor® Visa® Gold Secured Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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12
UpvotesDo I need a checking or savings account to get the primor Secured Gold card?
Reply
WalletHub
You cannot get the Green Dot primor® Visa® Gold Secured Credit Card, because the card is no longer available to new applicants. However, there are other cards that allow you to fund your security deposit with a debit card, or by mailing a cashiers' check or a money order.
For example, another secured credit card that you could get without having a bank account is the opensky® Secured Visa® Credit Card.
8
UpvotesWill my primor Secured Gold Visa card ever graduate to an unsecured card?
Reply
WalletHub
No, your Green Dot primor® Visa® Gold Secured Credit Card will not graduate to an unsecured card. Your spending limit will always be the amount of your refundable security deposit, which you can add to in $50 increments up to a maximum of $5,000. It's also worth mentioning that the Green Dot primor® Visa® Gold Secured Credit Card is no longer available to new applicants.
If you're interested in a secured card that will graduate to unsecured, there are some really good ones available on the market.
...
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8
UpvotesCan you add your spouse to the account?
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Robert Stark
Yes, you can add your spouse to the account as an authorized user. You will have to pay an additional card fee of $29, which will be withdrawn from your account on the day of the request.
7
UpvotesDo I get my deposit back from a Green Dot primor Visa Gold card?
Reply
Maverick Forrest
You can get your primor Secured Gold deposit refunded by cancelling your credit card. For that, call the number on the back of your credit card.
Unfortunately there's no way to graduate to an unsecured version for this one, so the only way to get your refund is to cancel your card.
7
UpvotesHow long does it take to get my primor Gold Visa card deposit refunded?
Reply
WalletHub
Usually, you will get your U.S. Bank Altitude Go deposit refunded 10 business days after settling all outstanding balances.
However, the U.S. Bank Altitude Go's terms and conditions state that your deposit can be held for a maximum of eight weeks after your account is closed.
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4
UpvotesDoes Green Dot primor Visa Gold Secured Credit Card do a hard pull?
Reply
Peter Fox
Yes, the primor Gold card will do a hard pull. You can apply for it with bad credit though.
There is no way to get pre-approved for the primor Gold card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the...
4
UpvotesCan I transfer a balance to the primor Gold card?
Reply
GO2bank
Hello, No.Since this card is fully secured, you would first need to make a security deposit in order to set your credit line. Depending on the amount of the existing credit card balance, you may be able to pay off that card by doing a cash advance from the Green Dot Primor Secured Credit Card, after making a security deposit, in order to pay off the original card. We hope this helps. Green Dot Corporation
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4
UpvotesCan this card be expedited to me?
Reply
WalletHub
Yes, you can get your card delivered overnight for a fee of up to $40. If you're traveling abroad, keep in mind that this card charges a 3% foreign transaction fee.
3
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Green Dot primor® Visa® Gold Secured Credit Card Reviews
Share your insights and review for the Green Dot primor® Visa® Gold Secured Credit Card
3.5
4,188 reviews
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1 Star Rating
Verified CustomerHad this for 5 years to build credit and i never used it at all so I cancelled it on 10th February 2023 they said I would still have to pay the annual charge $39 which was for March 27th 2023 thru match 26th 2024 when it had been cancelled for over a month they’re taking advantage of people here
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5 Star Rating
In light of having this credit card in past I think those wants to establish good credit must apply for its. Bhojani of Texas State
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Dont agree obviously a fraudulent company and my credit is good!
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1 Star Rating
I have had the Primor Secured Credit Card since May 2020. I have not had any issues with being able to use the card, make payments, increase my limit or anything like that. I would give this card 5 stars, BUT I got this card for a specific reason: to improve my credit. The card advertised to report to all 3 major credit bureaus, but this entire time it has only reported to TransUnion and Experian. My Equifax report shows no credit card account. I have tried to reach out by phone and there are no options to choose from with my particular issue. There seems to be no other resource for support. My only option is to close this account and find another card that actually performs as advertised.
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5 Star Rating
Verified CustomerI have had this card since Nov 2014. I have not had any of these problems everyone is discussing. I have only had to call them once and they answered on the 2nd ring and answered my question. You just can't beat the interest rate, so I am keeping this card. Let's face the facts, you wouldn't be here if you had decent credit so you just have to go through all the hoops while rebuilding. I managed to raise my score from a 570 to a 750 and now have several unsecured cards, but the interest is 18%. For big purchases I will use PayPal for their 6 -12 months no interest. This Primor card helped me so much back in the "poor credit" days. Use it correctly and wisely, and your on your way to better credit. That's a promise!
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3 Star Rating
I've had this card for a few months now. Every month Green Dot submits a negative report if your balance increased & a positive if it decreased. I use the card for airline tickets & car rentals. Effective February 1, 2021, the card will no longer provide Auto Rental Collision Damage Waiver. That's not going to work for me at all. If you make a payment via geendotcc.com (the website on the card, & your account info page), the payment is subject to a float of 10 days. And if you have a question, good luck! They don't provide an email for customer support or a telephone number. Just a mailing address for questions, billing disputes, etc.
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All their contact information is on their website, at the bottom or hit the "contact us" button on the top to email them and on your billing statement..
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2 Star Rating
Verified CustomerPrepaid, no problems.....until I paid early. They still submitted the autopay.. and charged me for the denial. The whole point of paying early was to avoid a denied payment. WTF are they thinking??
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3 Star Rating
Verified CustomerI would like to give this card a higher rating, but I can't. It is a shame they don't get into the current decade with the more secure chip cards. Customer service has been fine when I called. The trouble is if you travel internationally, they are pretty much guaranteed to decline the transactions, which I wasn't aware of until I almost got stranded somewhere. Domestically, I really can't complain (except the archaic stripe only). Interest is super reasonable. Customer service is fine (after you can finally reach somebody). 2 ways to pay online is convenient - although it takes a very very long time to post because they hold the payments for like 2 weeks (if you pay on the due date, it will be reflected as 'on time', but the funds will not be available for 2 weeks or so. Yeah, three stars is right.
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1 Star Rating
Verified CustomerI have the card for a year and slowly deposit $800 and sent thru there web site a deposit of $200 to make it a even $1000 ...They told me they have to make sure its me...I will not send any of my personal info...also I will call to close this ...Please , Federal Trade Commision please look at they way this bank does business...If you want to appy good luck ...but you were told.
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4 Star Rating
Verified CustomerI notice in the reviews that many people say it takes from 7-14 days for their payments to show up on their accounts. First of all I have the Primor Visa Gold Card. I funded it with a $350 deposit several years ago. My payments have always been on time and mostly many times more than what I am expected to pay. When you get to the first page of the site if you click on the link to make a payment and use your bankcard the payment shows up around 48-72 hours on my account. If you do not use this link and go to the regular link and have it come directly out of your bank account it does take longer. I am happy with the interest rate as it is the lowest I have found for someone who needs to rebuild their credit. They report to all the credit bureaus on a regular basis but do be careful not to go over your limit by even a fraction. I went over mine once by less than a dollar and it was reported before I realized and was able to make a payment to bring it back to the limit. The one thing I would like to know is how long they hold your deposit and/or do they ever upgrade you to a non-secure card? I have not been able to find an answer to that. I have heard many bad things about the Platinum card and they are all though Green Dot Bank now. When I applied for mine it was through Berkshire Bank which was more than 2 years ago.
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Hello Cathy, We appreciate your feedback, as it will assist us in becoming better at what we do. Unfortunately we're unable to assist with the Green Dot Platinum Visa card. For more information, please contact our Platinum Support Team by calling 866-291-0818 or visit our website at www.greendot.com/platinum Thank you, Green Dot Bank
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2 Star Rating
Verified CustomerI love what I sAw on the website!! I applied, was approved and paid my $200 deposit and it said look out for important emails and I’ve received nothing!! This was on this past Tuesday so 3-4 days ago.. I’m calling today!!
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Review Green Dot primor® Visa® Gold Secured Credit Card
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Offer last updated: May 12th, 2026 at 13:03 ET
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PURCHASE INTRO APR
Not Offered
TRANSFER INTRO APR
10.99% for 6 months 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* Transfer Fee
REGULAR APR
26.49% Variable
ANNUAL FEE
$0
REWARDS RATE
1 - 2% Cash Back
BONUS OFFER
None
MINIMUM CREDIT