American Express SimplyCash Plus Business Credit Card ReviewsReviews, rates, fees, and rewards details for The SimplyCash® Plus Business Credit Card from American Express. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees0% intro APR on purchasesHigh rewards rateBonus categoriesSpending caps on rewardsNo rewards bonusNo balance transfers allowedForeign fee
We're sorry, but the SimplyCash® Plus Business Credit Card from American Express may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-492-3344
You can review SimplyCash® Plus Business Credit Card from American Express' rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR424Reviews10Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases.
APR on Purchases
0% intro APR for 15 months, 14.49% - 21.49% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
WalletHub Review
SimplyCash® Plus Business Credit Card from American Express Pros & Cons
No membership fees
0% intro APR on purchases
High rewards rate
Bonus categories
Spending caps on rewards
No rewards bonus
No balance transfers allowed
Foreign fee
SimplyCash® Plus Business Credit Card from American Express' Additional Info
Can't find what you are looking for? Submit your question about SimplyCash® Plus Business Credit Card from American Express to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
Here's how the Amex Blue Business Cash$250 bonus offer works:
New cardholders get a $250 statement credit for spending $3,000 in the first 3 months. Applicants who have had or have this card are not eligible for this offer. Amex may also consider the number of cards existing customers have opened and closed to determine eligibility.
Purchases made by you and any authorized users on your account will count toward the spending requirements.
Purchases that you return won't count toward the spending requirement. And if you return something after getting the credit, Amex could take it away.
Fees, interest, prepaid cards, person-to-person payments, and cash equivalents don't count as eligible spending.
You'll get your Amex Blue Business Cash$250 bonus as a statement credit, 8-12 weeks after you meet the spending requirements. If there's a delay, you can call the number on the back of your card to speak to a representative.
To receive a statement credit, your account must not be cancelled or past due at the time it is posted.
Even though the SimplyCash® Plus Business Credit Card from American Express bonus is no longer available, its replacement makes for an excellent alternative. The Amex Blue Business Cash$250 bonus offer is a great benefit and the card also has a $0 annual fee. Plus, the statement credit is applied to your account automatically, so you don't have to worry about redemption. And in addition to the bonus, you also earn 2% cash back on all purchases up to $50,000 spent per year, then 1%, automatically credited to your statement.
Unfortunately there isn't a usual American Express SimplyCash credit card cash advance limit. It will be a portion of your entire credit limit which in turn will be determined based on your creditworthiness, income and debt.
Minimum score would be around 710. As far as how much you can get, that really depends on the rest of your credit report, can't know for sure until you get approved.
SimplyCash® Plus Business Credit Card from American Express Reviews
Share your insights and review the SimplyCash® Plus Business Credit Card from American Express
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32%
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3.7
424 reviews
424 reviews
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Michael Lamb @michael.lamb.7127
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5 Star Rating
I have had this card for about five years and I can honestly say that it is one of the best deals going if you own a cellphone and/or need to also need to buy office supplies. The gas rebate associated with this card isn't one of the best deals but it is not too shabby at 3%. Another feature I love is the fact that American Express Simply Cash will fight for you if you have trouble with a merchant. Over the five years I have had it, they have won me two settlements with merchants over lost/defective items and overcharges to the card for services rendered. Keep in mind that one thing you should always do with any card is pay off the balance each cycle. The interest is a killer. But that is just common sense, right?
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John Updegraff @autiger1
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4 Star Rating
I very much enjoy American Express as a company very much. I have this card with them and also the American Express corporate card. Both cards have been very simple to use, pay off, and maintain with American Express. The only thing I dislike is that not everyone takes the American Express card and I have to use debit on occasion. I really prefer American Express credit cards because their website is very easy to use to navigate my bills, transaction history, communications, etc. I recommend any cards that they promote or offer because of their excellent customer service and ease of use as a consumer.
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Joe Weider @joe_weider
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4 Star Rating
The first thing you need to know when shopping for a business credit card is that your personal credit standing, not your business’, will be the most important factor in the application process. In other words you don’t need to start at the bottom of the totem pole if you are starting a new business. The reason for this is that credit card companies hold small business owners liable for business credit card use and report use to their personal credit reports. That means if you have excellent credit the American Express SimplyCash Business Credit Card will be an option. Whether it’s a good one is another story entirely. The Amex Simply Cash Business Credit Card offers 5% cash back on wireless services and office supplies, 3% cash back on gas, and 1% on everything else. Simply Cash Business cardholders also automatically get 3-10% savings on purchases business expenses from Fedex, Hertz, and OfficeMax. You also get 0% on purchases for 6-12 months. Sounds pretty good, huh?
Sure does, but you still need to ask yourself two important questions, is this the most rewarding card and can I use it for all company spending. Issuers can still change interest rates on business credit cards at will, which means if you need to use a credit card for funding purposes, you should get a personal credit card. You should still use a business credit card for everyday expenses though, which is where the American Express Simply Cash Business Card comes into play. Looking at other business rewards cards it does appear to be a competitive offer. It really depends on your company’s spending habits though. For example, the Ink Bold from Chase offers 5 points per dollar on your first $50,000 in business expenses each year and has an initial bonus, so if you spend less than $50k each year on office supplies, wireless services, etc., it might be a better option. Neither it nor the Amex Simple Cash has an annual fee in the first year, although the Bold has a $95 fee beginning in the second year. I’d recommend looking around a bit to make sure you’ve found the right card, but if you want simple, straightforward rewards, aren’t concerned with travel rewards, and office supplies, wireless services, and gas are three of your company’s biggest expenses, the Simple Cash Business Credit Card from American Express is likely the way to go.
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Review SimplyCash® Plus Business Credit Card from American Express
SimplyCash® Plus Business Credit Card from American Express
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