We're sorry, but the Toys R Us Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 1-855-389-2365
You can review Toys R Us Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR279Reviews22Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Open an "R"Us Credit Card account online and choose 15% off or special financing (minimum purchase required) with your "R"Us Credit Card
Earn 2 Points per $1 spent on eligible purchases at Toys”R”Us and Babies”R”Us; 1 point for every $4 spent outside “R”Us stores
10% off at “R”Us stores on Thursday
$5 in “R”US Rewards for every 125 points earned
Registrants get up to 10% back on purchases made from their Babies“R”Us registry
Geoffrey's Birthday Club member offer
APR on Purchases
0% intro APR for 6 - 12 months, 26.99% APR after that
Two offers, one application. As is the case with many retailers, there are two Toys R Us credit cards: the Toys R Us Mastercard and the Toys R Us Store Card, which can only be used to make Toys R Us purchases. You generally need good or excellent credit... show more
Deferred Details Interest: No interest if paid in full within 6 months on purchases of $299 or more or No interest if paid in full within 12 months on purchases of $749 or more made at "R"Us with your Credit Card
Can't find what you are looking for? Submit your question about Toys R Us Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The easiest way to pay your Toys R Us Credit Card is online. After you've logged in, click "Payments" and then "Make a Payment." Select the payment amount, date, and your preferred checking account to pay from. After reviewing your payment, click "Submit."
Your second option is to call (844) 406-7427 and make a payment over the phone. Make sure you have your checking account number and routing number handy before calling.
Ultimately, the third option is to mail a check and the payment coupon from your statement to Mastercard, P.O. Box 530939, Atlanta, GA 30353-0939.
Toys R Us Credit Card applicants needed good credit or better (a credit score of 700+) to qualify. And the Toys R Us Store Card required fair credit or better (a credit score of 640+) for approval. These cards are no longer available to new applicants, because Toys...
If you want to use your card at an ATM, you'll first need to call the issuer to get your cash advance PIN. Otherwise, you can request a convenience check.
You'll need an ID and your social security number. You can also apply online. Please visit the following link to apply: https://www.onlinecreditcenter6.com/toysrus/apply.html.
Share your insights and review the Toys R Us Credit Card
5
18%
4
53%
3
14%
2
6%
1
8%
3.6
279 reviews
279 reviews
What's Your Rating?
Most Recent
Most RecentMost Useful
Review sort
Ulises @ulisesdr1973cu
Report Abuse
5 Star Rating
Verified Customer
Store that almost everybody loves and miss, amazing benefits, excellent customer service and professionalism, I recommend 100 % and we are waiting to see them back and strong again in the market.
show more
show less
Comment
0
0
Marla @marlab_8
Report Abuse
5 Star Rating
Verified Customer
Love this card… this card used to give me free toys now it gives me free cash! Since my kids are all adults it works for me. Thanks
show more
show less
Comment
0
0
Jose @feet84
Report Abuse
5 Star Rating
Verified Customer
Thanks for giving me credit when need it most. I hope to get approved once again and sorry for paying late I was running out of cash and lost my job those days so thank you so much
show more
show less
Comment
0
0
betty roberson @bettyr_63
Report Abuse
3 Star Rating
Verified Customer
Account was paid, and seems like it should state "paid", not just closed. It was closed, when the company went out of business. The company should give me the best benefit of the credit report. My account was in good standing, and it should reflect that in the reporting.
show more
show less
Comment
0
0
raycfong77 @raycfong77
Report Abuse
1 Star Rating
This company is a complete fraud. I\'ve tried to pay my balance 3X now and it returns my payment with an additional late fee citing some lame reason it would not go through. I pay all my bills in full and on time. Buyers looking for the discount beware, they will make it back through finance charges!
show more
show less
Comment
0
0
Brian P @Cardtracker
Report Abuse
1 Star Rating
Terrible service overall, high interest, no flexibility. They charge $27 late fee immediately, and their auto-pay system doesn't quite work. Nightmare of a card. The card also doesn't link directly with the store accounts, so need to manually enter phone number or email every time a purchase is made to get points.
show more
show less
Comment
0
0
virginia_1 @virginia_1
Report Abuse
1 Star Rating
They cancel your orders even if you have the credit to purchase them and respond to their fraud texts that they are valid charges. Very unhappy with the fact that I am no longer getting an item for an agreed to price and both companies have no worries about it!
show more
show less
Comment
0
0
tayoung285 @tayoung285
Report Abuse
1 Star Rating
Majorly regretting getting this card.. was told that a late fee would be assessed on Friday if my payment was not received.. ( it is Wednesday..) And just got an email saying a late fee had been assessed. I have had lots of issues with this card and have only spoken with 1 "nice/personable" representative at this company. I have 2 other credit cards with different companies and have 0 issues with them but this one is horrible.. The 10% lure is what got me being a single Mom.. Paying it off asap and never using it again..
show more
show less
Comment
0
0
tlake557 @tlake557
Report Abuse
1 Star Rating
I absolutely hate this card. Having my second and third babies, I did not have baby showers so i purchased it all on my own. Then car seat upgrades and all that. it gets pricey so it was helpful to have a credit card to this store. I made the mistake of letting my balance get to the limit. I payed it down, then 2 weeks later i notice im over the limit... i think what is going on? well.. they charged the interest payment after i paid my bill. so it was not a true statement. i dont understand why they cannot factor the interest payment in with the bill at the time the bill is due!. I cannot wait to close out this card. It does nothing for me in r us points. its a horrible card
show more
show less
Comment
0
0
Ryan Ferreira @ryanf_10
Report Abuse
1 Star Rating
Horrible Experience! This is the worst credit card I have ever had to deal with! They process payments randomly, have horrible customer service. When speaking to a manager they are rude and don't care about your problem.
They Lure you in with a 10% discount and to get more Reward Points but that too is a hassle to deal with. You can't use the points right away, you then have to use them by a certain date or they expire.
My advice, stay away from them. Use your own credit card.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.
