University of Oklahoma Credit Card

University of Oklahoma Credit Card
Info about University of Oklahoma Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
Rewards104ReviewsQ&AContactAccepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
Rewards
Earn 1 point for every $1 spent on qualifying purchases
No limit on the number of points earned
Redeem points for merchandise, gift cards, travel, cash back and even OU® fan gear. You can also apply a credit to an OU® student's Bursar Account using your rewards points
APR on Purchases
0% intro APR for 12 months, 14.24% - 20.24% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 14.24% - 20.24% (V) APR after that
Balance Transfer Fee
Editor's Take
University of Oklahoma Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
Reports to the three major credit bureaus
Spending caps on rewards
No rewards bonus
Balance transfer fee
Foreign fee
University of Oklahoma Credit Card's Additional Info
cash advance fee | 5% (min $10) |
cash advance APR | 24.99% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-PIN |
max late fee | $24.50 |
max overlimit fee | $0 |
max penalty APR | 24.99% (V) |
grace period | 25 days |
Online account access – consolidated view with your other MidFirst Bank accounts online and on the MidFirst Bank Mobile App
Safe and secure spending with the Visa Zero Liability Policy
Questions & Answers
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University of Oklahoma Credit Card Reviews
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One would think that BofA would donate a certain percentage of your spending with the OU credit card to the school, allow you to redeem points for unique OU experiences, or provide some other unique perk to explain why this card gets OU branding, but I was unable to find any on either the University of Oklahoma online credit card application or the OU website. I therefore don’t really see the point to getting the OU credit card. In doing so, you would be sacrificing a heck of a lot of rewards potential basically to have the OU logo on your card, which you can do for free if you simply personalize any Capital one credit card. By the way, from what I can tell OU Homecoming festivities will be taking place from Oct. 17 – Oct. 22, culminating with a home football game against Texas Tech.
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