You gotta love the fact that there is a full year of no interest. I mean, most of my cards have only been 6 months, but you do need at least good credit to get the Board of Regents of the University of Oklahoma Alumni Credit Card, so I guess you should expect some more perks. Also, having the ability to earn reward points with every dollar I spend is pretty nice too. It's pretty common, but not having any annual fee, and having the type of fraud protections that this card offers is a comforting thing. Not only do I know that I won't have to worry about my identity/account being compromised, I can just hold on to the card and not have to have random charges pop up out of nowhere. This is a solid card for all OU alumi.

What say we continue my look at college and university alumni credit cards by exploring one with a fancy name: the Board of Regents of the University of Oklahoma Platinum Plus® MasterCard® credit card with WorldPoints® rewards. This card, like most other alumni cards, is offered by Bank of America and requires good/excellent credit for approval. You might then be expecting some really interesting rewards considering what you can get with good or excellent credit in the traditional rewards and low interest credit card genres, in which case you may be disappointed that this card only gives you one point for each dollar you spend, which can be redeemed for the usual merchandise, travel, gift cards and charitable donations.

One would think that BofA would donate a certain percentage of your spending with the OU credit card to the school, allow you to redeem points for unique OU experiences, or provide some other unique perk to explain why this card gets OU branding, but I was unable to find any on either the University of Oklahoma online credit card application or the OU website. I therefore don’t really see the point to getting the OU credit card. In doing so, you would be sacrificing a heck of a lot of rewards potential basically to have the OU logo on your card, which you can do for free if you simply personalize any Capital one credit card. By the way, from what I can tell OU Homecoming festivities will be taking place from Oct. 17 – Oct. 22, culminating with a home football game against Texas Tech.