Yes, the U.S. Bank Altitude® Go Visa® Secured Card reports to the credit bureaus every month, typically within days after the cardholder's billing period closes. U.S. Bank reports your card's credit limit, account balance, and payment history to all three of the major credit bureaus: Experian, TransUnion, and Equifax.

Once the U.S. Bank Altitude® Go Visa® Secured Card reports your account information to a credit bureau, it may take a few days from when the bureau receives the info before the updates appear on your credit report. Keep in mind that new U.S. Bank Altitude® Go Visa® Secured Card users may not see any new account info on their credit report for one or two billing periods after being approved.

If you want to see what information U.S. Bank is reporting to the credit bureaus and when it's being reported, you can sign up for a WalletHub account for daily updates on both your credit report and your credit score.

The easiest way to apply for the U.S. Bank Altitude® Go Visa® Secured Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to U.S. Bank's website. Alternatively, you can apply by phone and in person.

Keep in mind that the U.S. Bank Altitude® Go Visa® Secured Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry,...

Unfortunately, the U.S. Bank Altitude® Go Visa® Secured Card does not offer a rental car insurance benefit. The card does, however, offer 1 - 4 points per $1 spent on purchases and has a $0 annual fee. You can also build credit with this card, because it reports your activity to the three major credit bureaus.

In general, credit card rental car insurance provides coverage against damage and theft of a rental vehicle, usually up to the vehicle's actual cash value, when the rental is paid for...

The U.S. Bank Altitude® Go Visa® Secured Card credit score requirements 640 or better. That means people with fair credit or better have a shot at getting approved for the U.S. Bank Altitude® Go Visa® Secured Card.

Secured cards are easier to get than unsecured cards because they require a deposit to open the account, which U.S. Bank will use as collateral to secure the account. The amount of your deposit will be your credit limit, in most cases. That said, though approval is likely, U.S. Bank Altitude® Go Visa® Secured Card...

Yes, you can use your U.S. Bank Altitude® Go Visa® Secured Card instantly after approval by adding it to a virtual wallet via the U.S. Bank mobile app. This can only work if you're an existing U.S. Bank customer and you are enrolled in online banking.

However, if this is your first U.S. Bank account, you'll have to wait for the card to arrive in the mail before you can start using it, since enrolling in online banking requires a card or...

The U.S. Bank Altitude® Go Visa® Secured Card credit limit is $300 or more. Everyone who gets approved for the U.S. Bank Altitude® Go Visa® Secured Card is guaranteed a credit limit of at least $300, though each person's exact starting credit limit will depend on how much of a security deposit they put down.

When you first get a secured card, the amount of your security deposit will determine your credit limit. The minimum security deposit required to open a U.S. Bank Altitude® Go Visa® Secured Card account is $300.

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You can check your U.S. Bank Altitude® Go Visa® Secured Card application status by calling 1 (800) 947-1444. When you call, listen to the automated menu and press the key to check your status, then verify your identity so U.S. Bank can match you to your application. You unfortunately cannot check your U.S. Bank Altitude® Go Visa® Secured Card application status online.

How to Check Your U.S. Bank Altitude® Go Visa® Secured Card Application Status

1. Call 1 (800) 947-1444.
2. Follow the prompts that lead to an application status check or connect with a...

Yes, the U.S. Bank Altitude® Go Visa® Secured Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry allows U.S. Bank to determine your credit risk and ultimately decide whether you'll be approved for an account.

The U.S. Bank Altitude® Go Visa® Secured Card was designed for rebuilding credit, so you can get approved...