The U.S. Bank Business Platinum Card credit limit is usually around $5,000 to start, according to forum posts, and some cardholders report limits as high as $35,000. U.S. Bank does not include any specific U.S. Bank Business Platinum Card credit limit information in the card's terms, though.

For the most part, U.S. Bank Business Platinum Card credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.

That said, the U.S. Bank Business Platinum Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the U.S. Bank customer service number on the back of your card, but it's best not to ask more than once a year. U.S. Bank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with U.S. Bank.

The U.S. Bank Business Platinum Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the U.S. Bank Business Platinum Card. U.S. Bank evaluates applications based on a review of the applicant's personal credit history, since cardholders must personally pay off any debts the business cannot.

Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the U.S. Bank Business Platinum Card....

You need to have excellent credit (i.e. a credit score of at least 750) to get the U.S. Bank Business Platinum credit card.

The U.S. Bank Business Platinum Card normally uses TransUnion for approval, though U.S. Bank sometimes uses reports from Experian or Equifax, according to anecdotal evidence. U.S. Bank checks your personal credit history because this card requires a personal guarantee. This means that you are personally liable for any debts the business cannot pay.

Key Things to Know

• The U.S. Bank Business Platinum Card requires good credit or better.
• When you apply, U.S. Bank will perform a hard inquiry on your...

If you carry a balance on the card after the promotional offer, that outstanding balance would be subject to the card's regular APR. Hope this helps.

Yes, the U.S. Bank Business Platinum card reports to the business credit bureaus.

U.S. Bank reports their small business credit cards to Dun and Bradstreet (D&B) and Small Business Financial Exchange (SBFE).

Your U.S. Bank Business Platinum card activity is reported to the consumer credit bureaus on a monthly basis.

US Bank does not disclose the minimum credit limit assigned to the U.S. Bank Business Platinum Card applicants once approved. 

Your credit limit will be determined based on your creditworthiness and will be disclosed when your account is opened.

You don't need to do anything to renew your U.S. Bank Business Platinum Card before it expires, since U.S. Bank automatically sends you a new card. You should receive your replacement card by the 20th of the month in which your current card expires, so call 1 (866) 485-4545 if it hasn't arrived by then.

If you need to replace a lost or damaged card before its expiration date, you can request a new one on the U.S. Bank website, through...