The USAA Preferred Cash Rewards Credit Card credit score requirement is 700 or higher. That means people with good credit may have a decent shot at getting approved for the USAA Preferred Cash Rewards Credit Card. You can check your credit score for free here on WalletHub to see if you qualify.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the USAA Preferred Cash Rewards Credit Card. Some other key criteria include your income, existing debt load,...

Yes, the USAA Preferred Cash Rewards Credit Card does have travel insurance. Travel insurance can reimburse cardholders for canceled or interrupted trips, baggage delays, travel accident coverage and rental car damage or theft. To qualify for USAA Preferred Cash Rewards Credit Card travel insurance coverage, you'll need to pay for your travel using your card and file a claim shortly after a covered incident.

Key Things to Know About USAA Preferred Cash Rewards Credit Card Insurance Benefits

Coverage

You can find the full details of your coverage,...

Yes, you can use your USAA Preferred Cash Rewards Credit Card anywhere. It's a Visa Signature, and those are good anywhere in the U.S. and abroad.

More specifically, you can use this card at 10.7 million merchants' locations in the U.S. alone, as well as in more than 200 other countries and territories.

Having said that, it is also worth noting that the USAA Preferred Cash Rewards Credit Card comes with 0% foreign transaction fees. This means you won't get charged extra while using your card abroad, or making purchases...

Yes, the USAA Preferred Cash Rewards Credit Card does offer extended warranty protection. The USAA Preferred Cash Rewards Credit Card extended warranty benefit adds additional time to the original manufacturer's warranty on purchases you make with your card.

Keep in mind that USAA extended warranty coverage doesn't apply to all purchases, as there are plenty of exceptions. In addition, there are coverage limits per item and per year. To find out the full details of USAA Preferred Cash Rewards Credit Card extended warranty coverage, read your card's benefits guide...

To transfer a personal loan balance to your Citi Diamond Preferred you would need to call (800) 950-5114 and review your available options. Typically, balance transfers are only used for balances from other credit cards. For a personal loan transfer, you'd need to speak to a representative.

Please note that even if you do get approved, the transferred balance plus the fees charged need to be below your credit limit.

The USAA Preferred Cash Rewards Credit Card rental car insurance covers theft, damage, administrative fees, and more. Cardholders are covered up to the actual cash value of most rented cars. To get the coverage, a cardholder must decline the rental agency's insurance and pay for the rental entirely with the USAA Preferred Cash Rewards Credit Card or rewards.

Key Things to Know About the USAA Preferred Cash Rewards Credit Card Rental Car Insurance

• Coverage Amount.
  Up to the actual cash value of most rented cars.
• ...