WalletHubNo membership fees0% intro APR on purchases0% intro APR on balance transfers$300 initial rewards bonusBalance transfer feeRequires good/excellent credit
We're sorry, but the Wells Fargo Business Platinum Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-225-5935
You can write a review about the Wells Fargo Business Platinum Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Excellent Credit, Good Credit
$0
0% intro APR for 9 months, 15.99% - 25.99% (V) APR after that
0% intro APR for 9 months, 15.99% - 25.99% (V) APR after that
Balance Transfer Fee
Get $300 cash back bonus when you spend $3,000 in the first three months. Enrollment in the cash back rewards program is required.
Earn 1.5% cash back for every $1 spent on net purchases.
Collect your cash back automatically as a credit to your account or to your eligible checking or savings account each quarter.
Best for Businesses with annual sales up to $2 million. Up to 99 employee cards with no additional fee.
Manage spending, payments, and transfers online with the help of Wells Fargo Business Online® and Business Spending Report.
You can choose between consolidated billing or individual cardholder billing.
Online bill pay and automatic payments to pay your credit card bill automatically.
Keep your business protected with Zero Liability Program, Rapid Alerts, Fraud monitoring and Purchase Assurance®.
| cash advance fee | 4% (min $10) |
| cash advance APR | 28.74% (V) |
| foreign transaction fee | 0% |
| smart chip | Yes, chip-and-signature |
| max late fee | $50 |
| max overlimit fee | $0 |
| max penalty APR | 29.99% (V) |
| grace period | 25 days |
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
$300 initial rewards bonus
Balance transfer fee
Requires good/excellent credit
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 9 months | Purchase Intro APRNot Offered | Purchase Intro APR0% for 7 billing cycles |
transfer intro apr0% for 9 months|Transfer Fee: 4% (min $10) | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR15.99% - 25.99% (V) | Regular APR16.74% - 22.74% (V) | Regular APR16.74% - 26.74% Variable |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Can't find what you are looking for? Submit your question about Wells Fargo Business Platinum Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
The Wells Fargo Business Platinum Credit Card required at least good credit. However, this card is no longer available for new applicants.
Feel free to check out our editors' picks for the best business credit cards on the market to see which card suits your needs better.
Trip cancellation insurance is not offered for the Wells Fargo Business Platinum Credit Card.
You can find the full list of this card's benefits here.
Yes, the Wells Fargo Business Platinum Credit Card does work with QuickBooks, as long as you're signed up for Wells Fargo Business Online. If you haven't done that already, you'll need to enroll first.
You can connect the two accounts from QuickBooks Online. It works directly by connecting online, without having to download any files on your device. Just go to the Banking tab and click on “Connect Account”, then search for Wells Fargo in the list. Select Continue and...
Wells Fargo Business Platinum Credit Card points are worth 1 cent each on average, when redeemed for gift cards, travel or cash back.
Points expire 5 years from the month in which they are earned, so make sure to redeem before that. You should also try to keep your account in good standing. If you fail to make your payments on time or there's fraudulent activity on your account, you may not be allowed to participate in the rewards program...
To check how many points you have on your Wells Fargo Business Platinum Credit Card, log in to your online account or use the Wells Fargo mobile app. If you have trouble with online access or prefer an alternative method, you can also give customer service a call at (877) 517-1358.
How to Check Your Wells Fargo Business Platinum Credit Card Points Balance
Yes, the Wells Fargo Business Platinum Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time. The hard inquiry allows Wells Fargo to determine your credit risk and ultimately decide whether you'll be approved for an account.
You should note that because it's a business card, it will also do a hard...
No, the Wells Fargo Business Platinum Credit Card does not offer lounge access. None of the Wells Fargo business credit cards have that perk.
However, if you're looking for a credit card with lounge access, there might be a few options.
You cannot apply for the Wells Fargo Business Platinum Credit Card right now, because applications for the card are no longer open at this point in time. The Wells Fargo Business Platinum Credit Card has been unavailable to new applicants. However, there are other cards available from Wells Fargo that you can apply for online and in person.
Similar Cards to the Wells Fargo Business Platinum Credit Card You Can Apply For
For more options, you can check out some...
The Wells Fargo Business Platinum Credit Card's balance transfer fee varies based on the specific offer you received from the issuer. You can check your Customer Agreement for details once you've been approved for the card.
Transfer fees are usually charged each time you perform a balance transfer. However, you might periodically be offered a promotional balance transfer that comes without a transfer fee.
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Offer last updated: May 12th, 2026 at 17:24 ET
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