EveryDollar vs. Mint vs. WalletHub

Note: Mint is no longer available. Mint’s parent company, Intuit, shut down Mint in 2024 and has encouraged former Mint users to sign up for Credit Karma (also owned by Intuit) to satisfy their budgeting needs. That is why we will compare the features that are currently available on Credit Karma to what you can get from EveryDollar and WalletHub.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Key Characteristics

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Below, you can learn more about what each app brings to the table, category by category.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Cost

Winner: WalletHub

All three apps offer a free plan.

• WalletHub’s free account offers users the ability to make budgets five different ways, create debt payoff plans, view a timeline of important financial alerts, and track their net worth, among several other things.
• EveryDollar’s free account lets users share their account with another person, split a transaction among multiple categories, and make a budget following the zero-based budgeting method.
• Credit Karma’s free account lets users sync their financial accounts for automatic tracking but lacks basic budgeting features like being able to make a budget or set savings goals.

If you want more budgeting features, WalletHub’s premium plan costs less than EveryDollar’s paid plans, starting at just $2.99/month for the first year ($7.99/month after that). WalletHub’s premium account comes with a lot of advanced features, such as access to a subscription manager to track your recurring bills, the ability to sync your financial accounts to automatically track your expenses, and the ability to share your account with up to five other people.

EveryDollar’s premium plan costs $17.99 per month and allows you to link your bank account to track your expenses, create savings goals, and get payment reminders. Credit Karma does not have a premium plan with advanced budgeting features.

WalletHub takes the lead here since it’s the least expensive option with the most budgeting features.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Automatic Bank Sync

Winner: WalletHub

All three apps allow you to sync your financial accounts to have your expenses automatically tracked. WalletHub wins this matchup since it automatically loads accounts from your credit report into your budget, so you don’t have to add them in manually. EveryDollar does not have this feature, and Credit Karma does not give you the ability to make a budget on your account. In addition, WalletHub lets you split transactions into multiple categories and flag certain transactions to review in detail later.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Debt Payoff Plans

Winner: WalletHub

WalletHub, Credit Karma, and EveryDollar all offer debt payoff plans to help you find the cheapest and fastest way out of debt. These plans let you set a goal for when you want to pay off the debt, and you can see how much you will need to pay monthly to accomplish that goal.

While EveryDollar’s debt payoff plan is only available to premium users, WalletHub and Credit Karma users can access this feature for free without a premium account. WalletHub has the lead over Credit Karma, though, since accountholders can use the information to make a budget right from their account. Users are unable to make a budget on their Credit Karma account.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Account Sharing

Winner: WalletHub

Both WalletHub and EveryDollar have an account-sharing feature, allowing you to invite your spouse or other family members to collaborate with you to make a budget. This feature can help you budget better together with those you share finances with. The apps also give everyone on your account their own separate login credentials.

While EveryDollar allows you to share your account with just one other person, WalletHub allows you to share your account with up to five other people, giving WalletHub the top spot here. Credit Karma does not give users the ability to share their account with others.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Budgeting Templates

Winner: WalletHub

Credit Karma doesn’t offer a way for users to make a budget, and EveryDollar makes you use the zero-based budgeting method. WalletHub, on the other hand, has several different templates/strategies that you can use, letting you build your budget with the 50/30/20 rule, the pay-yourself-first strategy, envelope budgeting, or micro-envelope budgeting. You can also use simple budgeting if you just want to budget with your total income and expenses only. Plus, if you want to incorporate zero-based budgeting, you can reference the “Remaining” field in your budget summary when you log into your WalletHub account.

Having multiple options allows users to pick the budget method that works best for them. This is why WalletHub wins this category.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Customer Support

Winner: Credit Karma

Both Credit Karma and EveryDollar offer chat support, offering a quicker response than email. However, EveryDollar’s chat uses AI and not a human support team member. That is why Credit Karma takes the lead here.

WalletHub comes in second place since premium users get priority support, allowing them to have fast-tracked assistance and personalized service.

EveryDollar vs. Mint / Credit Karma vs. WalletHub: Non-Budgeting Features

Winner: WalletHub & Credit Karma

Both WalletHub and Credit Karma offer many non-budgeting features, such as access to your credit score and report, credit monitoring, identity monitoring, customized credit analysis, and net-worth tracking – all for free. These two apps also have an investment tracker and provide personalized recommendations for financial products like credit cards and loans. They tie in this category as a result. EveryDollar does not have as many non-budgeting features.