Concora Credit
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1 Star Rating
Verified CustomerVery poor customer service. Tried to charge me twice even though the credit shows I have a 2-dollar balance. Beware!
Product: Destiny Mastercard®
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Concora Credit
Concora Credit is guided by a single purpose: to help non-prime consumers do more with credit. To win their trust and their business, they provide transparent products backed by exceptional experiences that are designed to make it easy for them to succeed.
They drive consumer loyalty to America’s favorite brands so they can do... show more
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Concora Credit Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 01/06/2026.
3.4
9,467 reviews from WalletHub and across the web
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Concora Credit
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5 Star Rating
Verified CustomerI have both of their cards; both have a $1,000 limit. The interest is high, but if you pay your bill in full, there's nothing to worry about.
Product: Concora Credit Credit Cards
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Concora Credit
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1 Star Rating
I've had my account on automatic payments for years, and all of a sudden, I'm being told I have late payments. Yet, I have proof that my payments have been paid. This company is terrible. There's no communication at all!
Product: Concora Credit Credit Cards
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That’s terrible! I couldn’t imagine! It takes time but you’ll have your chance to provide your evidence then all be corrected. Good luck
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Concora Credit
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2 Star Rating
So far, my experience with this card has not been the greatest. This holiday week, without notifying me, they put a block on my card citing suspicious activity. I looked at my transactions and didn't see anything that raised red flags. I spoke with customer service, and they put me in an uncomfortable situation where I had to take a photo of my driver's license and send it. They said it would take 48 to 72 hours to unblock my card. Right now, I'm not very happy. I'm trying to rebuild my credit score, and this card is just adding stress for me.
Product: Concora Credit Credit Cards
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Concora Credit
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5 Star Rating
Verified CustomerThis company also gave me a chance after bankruptcy. So far, so good.
Product: Concora Credit Credit Cards
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👍 that’s great news! I’ve had a great experience with them as well
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Concora Credit
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1 Star Rating
Hi, I would like to bring to your attention that I spoke with Agent ID: GGA, also known as David. I don't think he provided his correct name because he had a Hispanic accent. He attempted to humiliate and antagonize me by asking a barrage of verification questions, even though I had already explained that my card had been unblocked before, but when I attempted to make a purchase, it was blocked once again. He insisted on asking these questions to take me through an unnecessary verification process. He then stated that I needed to submit my driver's license because I failed the verification. His treatment was very rude, non-supportive, and exhibited unnecessary behavior. He aimed to be obnoxious and unaccommodating in assisting me to resolve the matter. I have seen negative reviews of Concordia because of this type of behavior they display towards their customers. I wish that Corporate would please look into this matter because this agent was very unpleasant, unprofessional, and discourteous. Concordia's customer service is rated poorly because representatives barely understand what is being said and they do not use active listening skills at all. I would appreciate if the Corporate office could look into this matter because he subjected me to a procedure that was unnecessary, simply to try to humiliate me, which I did not allow him to do. Best practices are always positive for an organization, and when you have negative employees who try to give your customers a hard time, then the presence of such employees within your organization is questionable. It reflects poorly on the organization overall. Please have someone look into this because this employee was negative and unaccommodating in helping me get my issue resolved. He seemed intent on making the situation worse for me and casting a bad light on the organization. Thank you in advance for helping me resolve this matter.
Kind regards,
Glenda Sullivan.
Kind regards,
Glenda Sullivan.
Product: Concora Credit Credit Cards
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Concora Credit
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1 Star Rating
I would not recommend this card. The APR is way too high. They charge you interest for cash advances and credit protection, even if you do not want it or did not ask for it, as well as interest on all purchases you make. Overlimit fees will randomly show up even if you do not exceed your limit. If you do not notice it right away or if you do not spot any unauthorized charges quickly, they will not dispute the charges. They will blame you and say they cannot do anything about it since you took too long. I will be paying off this card soon and closing it because this is the worst experience I have ever had with customer service and a credit card company.
Product: Milestone® Mastercard®
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Concora Credit
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5 Star Rating
This is a great card if you're trying to build credit. I highly recommend it; it's easy to activate and use. It's a must-have for your wallet.
Product: Milestone® Mastercard®
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Concora Credit
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5 Star Rating
Verified CustomerMilestone Mastercard is an excellent credit card for anyone with limited or poor credit and is in the process of rebuilding their credit. Using the card responsibly and paying it off in full every month will go a long way to helping you improve your credit score. I love the excellent customer service, along with the great benefits of the Milestone Mastercard. So, if you're really serious about rebuilding your credit and paying your bills on time, every time, then this card is for you!
Product: Milestone® Mastercard®
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Concora Credit
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4 Star Rating
Milestone is a wonderful card to have. This card meets my requirements. The only thing that I wish this company would add to their services is a lock and unlock button, because that will help with the security of the card and cardholder. So please add this to the account. That way, I feel more in control. Thank you.
Product: Milestone® Mastercard®
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Concora Credit
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4 Star Rating
I applied for the Milestone unsecured credit card, along with four other cards, because after my totaled car was paid off, I very much needed to recoup and reincorporate the $30,000 plus worth of automotive credit tradeline I had back into my credit file.
I was extremely hesitant to apply for less than top-tier credit cards, but the soft inquiry pre-approval option the cards offered made me say, 'What do I have to lose?' and go ahead and apply for them all.
Milestone, Destiny, Imagine, Aspire, Indigo, and Capital One Savor all approved my 633 credit score for a $1,000 credit limit each, with no security deposits, which made me extremely ecstatic and eternally grateful.
I just made my first, always on time!, payment on each card, and everything is looking good, no problems to report - with the exception of the astronomical annual fee on one of the cards, I am still forever grateful for the credit rebuilding opportunity each card provider extended to me, and pray that everything, customer service-wise, will continue to remain all good between myself and each of them. Smiling Out Loud!
I was extremely hesitant to apply for less than top-tier credit cards, but the soft inquiry pre-approval option the cards offered made me say, 'What do I have to lose?' and go ahead and apply for them all.
Milestone, Destiny, Imagine, Aspire, Indigo, and Capital One Savor all approved my 633 credit score for a $1,000 credit limit each, with no security deposits, which made me extremely ecstatic and eternally grateful.
I just made my first, always on time!, payment on each card, and everything is looking good, no problems to report - with the exception of the astronomical annual fee on one of the cards, I am still forever grateful for the credit rebuilding opportunity each card provider extended to me, and pray that everything, customer service-wise, will continue to remain all good between myself and each of them. Smiling Out Loud!
Product: Milestone® Mastercard®
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Concora Credit
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1 Star Rating
Verified CustomerThis is the worst company. Zero credit line increases. They started charging $3 a month for fees. When I tried to log in to pay, they had made it so I couldn't log in. Then, they made me late which has affected my score. Do not get this card for any reason.
Product: Concora Credit Credit Cards
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Concora Credit
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1 Star Rating
I closed this account because of the high APR that they charge, and their customer service is worse than awful. They had an issue processing my payment that I had made with them and charged me a return fee. In my personal bank statement, it shows that it was processed with MACU, and they kept telling me to call them, even though that charge doesn't show on my personal bank account and on my Milestone account. I wouldn't recommend this card to anyone, as their customer service cares more about taking your money than actually providing a somewhat decent experience.
Product: Milestone® Mastercard®
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Concora Credit
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5 Star Rating
Verified CustomerI have both the Indigo and the Milestone through Concora Credit, and Concora Credit has proven to me to be an exceptional credit card company. It offers multiple cards from seperate Card companies; Indigo, and milestone among others,to the same account holder as long as their credit rating allows for the approval of a credit card, which Concord Credit specializes in. They are known for opening credit cards for people with no or very low credit scores.
Product: Milestone® Mastercard®
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Concora Credit
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1 Star Rating
The overall process is slightly odd. I was approved over a month ago and still have not received my card. I applied for an Indigo card literally a week after receiving approval for a Milestone card. That card arrived within seven days, actually earlier than that. It's very confusing that my card from Milestone was mailed out on October 24th, and as of November 24th, I still have not received my card.
Product: Milestone® Mastercard®
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Concora Credit Q&A(385 questions)
Get answers to your questions about Concora Credit below. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page. Ad Disclosure
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3
UpvotesHow can I log in to my Destiny Mastercard account online?
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Chip Lupo
You can log in to your Destiny Mastercard® account by going to the login page on the issuer website and entering your Username and password in the appropriate fields. Then, click “Log In” to access your online account.
How to Log In to a Destiny Card Account
- Go to the Destiny Card login page.
- Fill out the “Username” and “Password" fields with your credentials.
- Click “Log In” to access your account.
After you have logged in, you'll be able to manage your Destiny Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
In case you forget your login information, you can click “Forgot Your Username or Password?” on the issuer login page and follow the prompts to reset or retrieve your username or password.
22
UpvotesHow do I pay my Indigo credit card bill?
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Maria Adams
You can make an Indigo Mastercard for Less than Perfect Credit payment online, by phone, by mail or at a store. To pay an Indigo Credit Card bill online, log in to your online account and click on "Bill Pay." Then, choose how much to pay, when to pay it, and where the payment is coming from. Celtic Bank does allow cardholders to set up automatic payments, too.
Ways to Make an Indigo Credit Card Payment
- Online:...
11
UpvotesWhat is CB INDIGO on my credit report?
Reply
WalletHub
CB INDIGO on your credit report refers to the Indigo Platinum Mastercard, issued by Celtic Bank. CB stands for Celtic Bank, while INDIGO refers to Indigo Card.
Seeing CB INDIGO on your credit report is nothing to worry about if you have the Indigo Credit Card or you recently applied for it.
If you do not have the Indigo Card and did not recently apply for it, you should file a dispute with the credit bureau that...
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5
UpvotesHow can I get the Indigo Credit Card app?
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Evelyn Boros
To get the Indigo Credit Card app, download it for either iOS or Android from the card's issuer. Then, log in with the same credentials you use for your online account. With the issuer's app, you can manage your Indigo Credit Card account on-the-go, among other things.
What You Can Do with the Indigo Credit Card App
- Manage your account
- See transaction summary
- Pay your bill
- View your balance and statements
- Activate your card ...
5
UpvotesWhat's the starting credit limit for the Destiny Credit Card?
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Sydney Garth
The starting credit limit for the Destiny Card is $700. Unlike in the case of most credit cards on the market, you cannot request a credit limit increase for it.
The Destiny card is an unsecured credit card designed for people with bad credit. If used responsibly, it can help you bring up your credit score. This, in time, will qualify you for cards with higher credit limits.
0
UpvotesHow do I check my Destiny Card application status?
Reply
Chip Lupo
You can check your Destiny Card application status by calling 1 (800) 583-5698. When you call, you'll need to provide the the required information so that Bank of Missouri can match you to your application. Bank of Missouri does not allow you to check your application status online
How to Check Your Destiny Card Application Status
- Call 1 (800) 583-5698.
- Follow the automated prompts that lead to an application status check or connect with a representative and...
0
UpvotesHow do I get the Indigo Credit Card with a higher credit limit?
Reply
Chip Lupo
To get the Indigo Credit Card with a higher credit limit, you will need to exceed the card's minimum requirements for approval. Those include a 500 credit score and an income high enough to make the minimum monthly payments, which could be as low as $40.
The Indigo Credit Card comes with a minimum credit limit of $700, and even that is higher than the limit the card previously offered. But the stronger your application credentials are, the...
12
UpvotesWhat are some common Indigo Credit Card complaints?
Reply
WalletHub
The most common Indigo Credit Card complaints among user reviews on WalletHub are about the card's high fees, the lack of rewards, and difficulty making payments. These complaints do have some merit, too.
The card's annual fee is a whopping $175 in the first year, and $49 every year after that. The Indigo Credit Card also has a monthly fee starting the second year your account is open. When it comes to trouble making payments, that seems to...
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10
UpvotesHow can I talk to Milestone Credit Card customer service?
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Bogdan Roberts
To talk to Milestone Credit Card customer service, call 1 (800) 224-4960 and then enter your Social Security number. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Milestone Credit Card Customer Service by Phone
- Call the Milestone Credit Card customer service department. You can even use the number on the back of your card.
- Enter your Social Security...
11
UpvotesHow do I check my Milestone Credit Card application status?
Reply
Maria Adams
You can check your Milestone Credit Card application status by calling 1 (800) 305-0330. When you call, you'll need to provide your application reference number so that Bank of Missouri can match you to your application. Bank of Missouri does not allow you to check your application status online
How to Check Your Milestone Credit Card Application Status
- Call 1 (800) 305-0330.
- Follow the automated prompts that lead to an application status check or connect with a representative and...
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