Genesis Financial Solutions was established in 2001 by a group of experienced consumer financial services experts focused on originating, acquiring and servicing consumer loans. After the financial crisis of 2008, the leadership team recognized an unmet demand for consumer credit among individuals with less-than-perfect credit, or with limited credit experience, and diversified into non-prime... show more
Genesis Financial Solutions Reviews
5
27%
4
26%
3
23%
2
11%
1
12%
3.4
7,957 reviews
7,957 reviews
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Genesis Financial Solutions
Brandon @bwegenast25
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2 Star Rating
Verified Customer
Small initial credit limit and no limit increases. If you want a bigger credit limit, you must apply for another milestone card with higher limit. I got it back when I needed revolving credit and was new to the credit world. Fairly high annual fee with no benefits. I've basically kept it for the sole purpose of payment history however, will most likely cancel in the near future. It was there when I needed it hence the 2 stars however there is better out there if you can qualify.
I would not be able to improve my credit rating I'm so happy that I've been given the opportunity a second chance and each month I monitor my improvement
Did not like this card was not good for me, needed an easier way to pay fees and higher card limit, was not helpful to me need more money as rewards and loan
There’s no warning about upcoming payments and the fee is too high, especially if someone is trying to restore their credit or save money. There should be some type of reward for having the card over a certain length of time. Possibly lower the annual fee or at least increase the limit
This company always screw your account I paid every 16 I need to paid them on the 21 they give you credit for the payment but on the 21 st of each month they charge you 40.00 on top of your monthly payment how you are going to win ,indigo ,destiny,milestone below na to the same credit card company
Don’t get this card! Worst service ever! Accidentally paid twice in one month. Called customer service and they said I wouldn’t have to pay the following month. Guess what I had to pay the next month.
I haven't had any problems with the card. The rates are a little high but my credit is not the best either and they are giving me a chance to work on that. Take it or leave it. I consider it a blessing!!
You can log in to your Destiny Mastercard® account by going to the login page on the First Electronic Bank website or mobile app and entering your username and password in the appropriate fields. Then, click “Log In” to access your online account.
How to Log In to a Destiny Card Account
Go to the Destiny Card login page.
Fill out the “Username” and “Password” fields with your credentials.
Click “Log In” to access your account.
After you have logged in, you'll be able to manage your Destiny Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click “Forgot Your Username or Password?” on the First Electronic Bank login page. Then, just follow the prompts to reset or retrieve your username or password.
The easiest way you can pay your Indigo Credit Card bill is either online or over the phone at (866) 946-9545. Alternatively, you can send a payment via mail. The Indigo Credit Card requires at least a minimum monthly payment of $40 or 7% of your balance, whichever is more.
Here's how you can make an Indigo Credit Card payment:
Online: Sign into your Indigo online account and navigate to the “Bill Pay” tab. Enter the routing and account numbers for your bank account and select the amount you want to pay and the date you want the payment to be made. Submit your payment by 5pm, Pacific Time to ensure it's credited the same day. Payments made after 5pm will be credited on the next calendar date.
Over the phone: You can also make a payment over the phone, by calling Indigo Credit Card customer service at (866) 946-9545. You will be asked to enter your account number before they connect you to a representative.
By Mail: Alternatively, you can send your check or money order through the mail. The address is:
Genesis FS Card Services PO Box 4477 Beaverton, OR 97076-4477
It's very important to make sure your Indigo Credit Card payment gets credited by your due date each month. If you're mailing in your payment, be sure to allow at least seven business days for the payment to arrive. Late payments will be charged a fee of $40 and will be subject to a penalty APR. Late or missed payments are also damaging to your credit score, and since the Indigo Credit Card is intended for people with bad credit, you don't want to make your credit situation worse.
If you have any trouble logging in to your account or paying your bill, you can call Indigo's customer service line: (866) 946-9545. A customer service agent can help you navigate the site and online bill payment services.
CB INDIGO on your credit report refers to the Indigo Platinum Mastercard, issued by Celtic Bank. CB stands for Celtic Bank, while INDIGO refers to Indigo Card.
Seeing CB INDIGO on your credit report is nothing to worry about if you have the Indigo Credit Card or you recently applied for it.
If you do not have the Indigo Card and did not recently apply for it, you should file a dispute with the credit bureau that produced the credit report containing CB INDIGO. It's also a good idea to check your other credit reports and take additional steps to protect yourself against fraud.
No, there isn't an Indigo Credit Card mobile app at this time. However, you can manage your credit card online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
Ultimately, if you have questions about your card, you can contact customer service at (866) 946-9545.
The starting credit limit for the Destiny Card is $300. Unlike in the case of most credit cards on the market, you cannot request a credit limit increase for it.
The Destiny card is an unsecured credit card designed for people with bad credit. If used responsibly, it can help you bring up your credit score. This, in time, will qualify you for cards with higher credit limits.
