Alice Kane, WalletHub Analyst
@Alice_K
The Amazon Store Card credit limit is reportedly around $400 to start, according to forum posts, and some cardholders report limits as high as $5,000. Synchrony Bank does not disclose any specific Amazon Store Card credit limit information in the card’s terms, though.
For the most part, Amazon Store Card credit limits depend on each applicant’s overall creditworthiness. People with the most income and the best credit scores are generally offered the highest starting credit limits.
That said, the Amazon Store Card credit limit that you receive upon approval isn’t necessarily permanent. You can ask to get a credit limit increase by calling the Synchrony Bank customer service number on the back of your card, but it’s best not to ask more than once a year. Synchrony Bank will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Synchrony Bank.
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People also ask
Does the Amazon Store Card have a daily credit limit?
No, the Amazon Store Card doesn't have a daily credit limit. You can, however, set a daily spending limit for your card by signing in to your online banking account. If you reach your set daily limit, the issuer won't allow further charges to your account until the following day.
read full answer by Evelyn Boros, Credit Cards ModeratorHow do I increase my Amazon Store Card credit limit?
You can request an Amazon Store Card credit limit increase online or by calling customer service at 1-866-419-4096. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Synchrony Bank has on file. Synchrony Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher...
read full answer by Chip Lupo, Credit Card WriterWhat is the highest credit card limit you can get?
The highest credit card limit you can get is over $100,000, according to cardholder reports. To qualify for a credit limit of $100,000 or more, you need to choose the right card and have substantial assets and income, minimal debt, and a strong credit profile.
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I just got the card today since PD starts tomorrow and my limit is $50,000 so perhaps they are more generous during sales events.
Actually the lowest is at least $150. That’s what I got when I first applied 2 years ago. I was pretty angry after my bank gave me a real credit card with a limit of $5,500. However since then Amazon has increased my limit to $10,000 and they told me that’s the maximum they can give per their policy.
Started with $3,500 held there for 6 months with a 3% debt to credit ratio. I got an AMEX gold card and Chase upped my limit to $19,500- the same as my credit union's limit. Household income over $130,000