Maria Adams, Credit Cards Moderator
@m_adams
Yes, American Express does charge late fees when cardholders don’t make the minimum payment by the due date. The late fee for American Express credit cards is up to $40 for personal cards. Thanks to the CARD Act of 2009, the American Express late fee can never exceed the minimum payment amount.
To avoid getting hit with late fees in the future, you should pay at least your minimum required payment each month. The best way to make sure that you never miss a payment is by setting up autopay.
Finally, keep in mind that the late fees on business cards are different than those on personal cards.
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