What is the American Express rewards catalog?

No, Amex points do not expire. Cash back and miles earned using American Express credit cards do not expire, either. However, points and other rewards can be forfeited when you close your account or when your account is closed due to inactivity. American Express will also cancel all points, miles or cash back earned during any billing period where a late payment occurs.… read full answer

Read on to learn more about when you could lose your Amex points so you can make sure it doesn’t happen.

Here’s when Amex points expire:

• Account Inactivity: Your American Express account can be closed due to inactivity – not making a purchase or bill payment for an extended period of time. When that happens, you have 90 days to redeem points before losing them. Amex doesn’t disclose a timeframe for closing accounts due to inactivity, so try to use your card regularly to keep your account active.
• Closing Your Account: Unredeemed American Express rewards will expire when you close your account. Try to redeem a couple weeks in advance so there’s plenty of time for the transaction to be processed. You can even use the rewards to pay for some of your final balance.
• Late Payments: Rewards earned during a billing period where a late payment occurs will be forfeited. You can reinstate lost points, though. Visit your account’s Points Summary page to reinstate them after bringing your account current. There’s a $35 fee for each billing period points are reinstated from.
• Returned Purchases: Points earned from purchases that are later returned get deducted from your rewards total. When you return an item purchased with points, you may receive a statement credit or a points refund. Statement credits can be converted back into points by calling Membership Rewards at (800) 297-3276.

American Express points, cash back and miles do not expire. Just be sure to use all your rewards prior to closing an American Express credit card account. Use your card regularly to keep your account active, and remember to make payments on time to keep points earned each billing period.

You can earn Amex EveryDay points by using it for purchases. With this card, you’ll earn 1 - 2 points per $1 spent on purchases. In addition, the Amex EveryDay offers 10,000 points after spending $2,000 in the first 6 months of account opening. Depending on how you redeem your points, they could be worth up to one cent each.… read full answer

You can earn Amex EveryDay points as long as your account is open and in good standing. Your points don’t expire, and there’s no limit on how much you can earn. Plus, there are a few more details about points earning that I’ll go into below.

Here’s how you can earn Amex EveryDay points:

1. Initial bonus: You can earn 10,000 points after spending $2,000 in the first 6 months. These points will show up in your account within 8-12 weeks after you’ve met the spending requirement.
2. Double points at supermarkets: You get 2 points / $1 on purchases made at the U.S supermarket (up to $6,000 spent per year), and 1 point / $1 thereafter.
3. Ongoing rewards: You can earn 1 point / $1 spent across all spending categories. You also get 1 point / $1 spent at supermarkets after you hit the $6,000 ceiling.
4. 20% points back: When you charge 20 or more purchases to your Amex EveryDay card in a billing period, you get an extra 20% in reward points. So, if you spent $100 on 20 purchases in a billing cycle, you would get 120 membership reward points.

You’ll get the most value from your Amex EveryDay points if you redeem for Amex travel and NYC taxis. You can also get statement credits and gift cards. Or you can transfer your points to partner hotel and airline loyalty programs.