Chip Lupo, Credit Card Writer
@CLoop
Yes, you can use your American Express credit card before it arrives because American Express gives eligible cardmembers access to their credit card number as soon as they get approved. You can start using your American Express credit card immediately after approval by adding the card details to a digital wallet. To receive access to your American Express credit card information, you must apply online (via desktop or mobile device) or over the phone with a customer service representative.
How to Use an American Express Credit Card Before It Arrives
- Apply for your American Express credit card online (via desktop or mobile device) or over the phone with a customer service representative and wait for a response. American Express will usually let you know if you were approved within minutes.
- Get your 15-digit American Express credit card number. American Express will email you the account information immediately after approval.
- Add your new American Express credit card information to a digital wallet, such as Apple Pay™, Google Pay™, Samsung Pay, PayPal or Amazon Pay.
- Use the American Express credit card to pay for purchases through the digital wallet.
The physical credit card that American Express will send you should arrive within 5-7 business days. Keep in mind that the credit card you receive will have the same 15-digit number as the one in your digital wallet, and you can continue to use both in parallel.
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Can I use a credit card before it arrives in the mail?
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read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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