The Best Buy Credit Card bonus is an extra 2.5 points per $1 spent (5 points per $1 total) on the first day of purchases made with the card, within 14 days of opening an account. After that, cardholders get 2.5 points per $1 spent on Best Buy purchases, in-store and online. Members of the Best Buy Elite Plus loyalty program also earn an additional half-point bonus for every $1 spent at the store.… read full answer
The 5 points signup bonus offer applies to both the Best Buy Visa Credit Card and the Best Buy Store Card, but only people who get approved for the Visa are eligible for other bonuses. Those include 1.5 points per $1 spent at gas stations and 1 point per $1 spent at restaurants and bars. Those are bonuses because all other purchases outside of Best Buy get just 1 point for every $2 you spend. Points earned with either the Visa or the Best Buy Store Card are awarded in the form of Best Buy rewards certificates, which are redeemable only toward Best Buy in-store or online purchases.
By the way, as an alternative to the Best Buy Credit Card bonus, you can choose “flexible financing,” which defers the interest on your in-store or online purchases for 12 to 48 months on both the Best Buy Credit Card and the Best Buy Store Card. But these arrangements can end up being very expensive if you don’t pay in full before the promotional period ends.
New applicants will get a card in the mail within 7-14 days of being approved for an account. Whether you apply in store or online, you can use the card as soon as you’re approved. Just make sure there are no other credit cards linked to your Best Buy account. If there are, you’ll be asked to enter a 3-digit security code during checkout, which you won’t have until you get the physical copy of the card.
How to Fill Out Your Best Buy® Credit Card Application Online:
You’ll then get redirected to the issuer’s website, where you can fill out a secure online application form.
If your application is approved, the issuer will then determine which card you qualify for; the Best Buy Store Card or the Best Buy® Credit Card, depending on your credit standing.
The store card version is for applicants with a fair credit score or better, while the Best Buy® Credit Card requires at least good credit. There is just one application for both cards.
How to Fill Out Your Best Buy® Credit Card Application In Store:
To fill out a Best Buy® Credit Card application in store, head to your nearest Best Buy location. Any cashier or customer service rep will be able to provide you with the application, and you should be able to complete it within a few minutes. Just like applying online, Citibank will decide if you qualify for the Best Buy Store Card or the Best Buy® Credit Card. Whether you apply in store or online, you can expect the card to arrive in the mail within 7-14days if approved.
Regardless of where you fill it out, the application form is the same. Like most credit card applications, it asks the usual personal and financial questions, such as your income and how much debt you’re carrying.
You can activate your Citi credit card online through the activation page, through the Citi mobile app, or by calling (888) 201-4523 or the number on the back of your card. To activate your card, you will need to provide your Citibank credit card account number, the 3-digit security code on the back of the card, the last 4 digits of the cardholder’s Social Security number, and the cardholder’s birthdate.… read full answer
It is pretty easy to activate a Citi credit card. The process is necessary as a fraud prevention measure. Its purpose is to give the user access to the card after protecting the account during mailing. The card is invalid until it’s activated.
Open the app and tap “Register” or “Activate” a card.
Tap “Credit card.”
Scan your card.
Input the CVV, your date of birth, and the last four digits of your SSN.
If you’d like to activate your Citi credit card by phone, you should call from the phone number that you listed on your application for added security. Make sure all information is accurate in order to properly activate a Citi credit card. Otherwise, the activation will not advance to the next step.
It’s easy to know if the activation was successful. Citi provides either a voice or online confirmation that the card is activated. Once activated, the Citi credit card is immediately available for use.
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