What is the best Chase business credit card?

Question

The easiest business credit card to get is the Wells Fargo Business Secured Credit Card because it accepts applicants with bad credit. The Wells Fargo Business Secured Credit Card also has a $0 annual fee and rewards cardholders with 1.5% cash back on all purchases. A minimum security deposit of $500 is required, though.… read full answer

In general, the easiest credit cards for a business to get require bad-to-fair credit for approval. It’s also worth noting that while you must have a business to get most of these cards, your personal credit history matters a lot more than your company’s credit standing.

Easy Approval Business Credit Cards

Limited credit Capital One® Spark® Classic for Business
Bad credit Wells Fargo Business Secured Credit Card
Startups Brex Corporate Card for Startups
Store purchases Staples® Business Credit Card
No credit check OpenSky® Secured Visa® Credit Card

As you can see, there are a few easy approval business credit cards available, so you shouldn’t let limited or damaged credit prevent you from getting the card your business needs. And remember, if you pay your bills on time and keep your credit utilization ratio low, your credit should steadily improve over time.

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Answer 1 · 2021-07-01 02:01:28

Lisa Cahill, Credit Cards Moderator

@lisacahill • 07/01/21 This answer was first published on 01/21/21 and it was last updated on 07/01/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best Chase business credit card is the Ink Business Preferred® Credit Card because it offers a bonus of 100,000 points for spending $15,000 in the first 3 months. Ink Business Preferred also gives 3 points / $1 spent on travel and select business purchases, plus 1 point / $1 on everything else. Preferred provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.

Best Chase Business Credit Cards

Overall Ink Business Preferred® Credit Card
Cash Back Ink Business Cash® Credit Card
Flat-Rate Rewards Ink Business Unlimited® Credit Card

The Ink Business Cash® Credit Card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $750 bonus for spending $7,500 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent per year at gas stations and restaurants, along with 1% on everything else. There’s a $0 annual fee.

But if you want to earn rewards at a flat rate, Ink Business Unlimited® Credit Card comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.

What is the best Chase business credit card?

Lisa Cahill, Credit Cards Moderator

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