The best Chase business credit card is the Ink Business Preferred® Credit Card because it offers a bonus of 100,000 points for spending $15,000 in the first 3 months. Ink Business Preferred also gives 3 points / $1 spent on travel and select business purchases, plus 1 point / $1 on everything else. Preferred provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.
The Ink Business Cash® Credit Card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $750 bonus for spending $7,500 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent per year at gas stations and restaurants, along with 1% on everything else. There’s a $0 annual fee.
But if you want to earn rewards at a flat rate, Ink Business Unlimited® Credit Card comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.
If you fly frequently for business, I would recommend the United Business card. It has a $0 foreign transaction fee, good rewards and $0 annual fee the first year. Cardholders also get free checked bags, priority boarding and limited United Club airport lounge access.
The easiest business credit cards to get require fair or bad credit. It’s also worth noting that while you must have a business to get one of these cards, your personal credit history matters a lot more than your company’s.
Here are some good easy approval business credit cards:
You’ll earn $50 statement credit after spending $150 in the first 45 days. You’ll also get 5% back in Staples credit for each purchase. There’s a $0 annual fee. This card offers an intro APR of 0% for 6 to 18 months on purchases. Your regular APR will be 14.99% - 23.99%, depending on credit worthiness.
You’ll get 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. There’s an annual fee of $0 - $99 and the APR is 17.99% - 23.99% (V).
There are a few easy approval business credit cards, so you shouldn’t let limited or damaged credit prevent you from getting the card your business needs. And remember, if you pay your bills on time and keep your credit utilization ratio low, your credit should steadily improve over time.
A good credit card to consider for a new LLC is the Capital One Spark Classic for Business, as it offers a range of business benefits such as year-end summaries, employee cards at no extra cost and experienced small business customer service. This card is even available to LLC representatives with limited credit.… read full answer
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