What is the best Chase business credit card?

Question

The easiest business credit cards to get require fair or bad credit. It’s also worth noting that while you must have a business to get one of these cards, your personal credit history matters a lot more than your company’s.

Here are some good easy approval business credit cards:

… read full answerLimited credit: Capital One® Spark® Classic for Business
You’ll get 1% cash back on all purchases. There’s a $0 annual fee, and the purchase APR is 26.99% (V).

Fair credit: Staples® Business Credit Card
You’ll earn $50 statement credit after spending $150 in the first 45 days. You’ll also get 5% back in Staples credit for each purchase. There’s a $0 annual fee. This card offers an intro APR of 0% for 6 to 18 months on purchases. Your regular APR will be 14.99% - 23.99%, depending on credit worthiness.

Bad credit: BBVA Compass Secured Visa® Business Credit Card
You’ll get 1.5 points per $1 on purchases. The annual fee is $0 1st yr, $40 after. The minimum security deposit is $500. This card's APR is 16.24% (V).

Personal option: Credit One Bank® Visa® Credit Card
You’ll get 1% cash back on gas and grocery purchases, as well as 1% back on mobile phone, internet, cable and satellite TV services. There’s an annual fee of $0 - $99 and the APR is 17.99% - 23.99% (V).

There are a few easy approval business credit cards, so you shouldn’t let limited or damaged credit prevent you from getting the card your business needs. And remember, if you pay your bills on time and keep your credit utilization ratio low, your credit should steadily improve over time.

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Answer 1 · 2021-01-21 03:40:27

Lisa Cahill, Credit Cards Moderator

@lisacahill 01/21/21 This answer was first published on 01/21/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best Chase business credit card is the Ink Business Preferred® Credit Card because it offers a bonus of 100,000 points for spending $15,000 in the first 3 months. Ink Business Preferred also gives 3 points / $1 spent on travel and select business purchases, plus 1 point / $1 on everything else. Preferred provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.

The Ink Business Cash® Credit Card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $750 bonus for spending $7,500 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent per year at gas stations and restaurants, along with 1% on everything else. There’s a $0 annual fee.

But if you want to earn rewards at a flat rate, Ink Business Unlimited® Credit Card comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.

Answer 2 · 2019-06-17 07:10:32

JAMIE THOMPSON, Retired Accountant

@ExTaxMan 06/17/19 This answer was first published on 06/17/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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All Chase business credit cards offer employee cards at no additional cost.

Answer 3 · 2019-06-25 23:12:06

ROBERT SAMBRICK, FinTech entrepeuner

@robsam • 06/25/19 This answer was first published on 06/26/19 and it was last updated on 06/25/19.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you fly frequently for business, I would recommend the United Business card. It has a $0 foreign transaction fee, good rewards and $0 annual fee the first year. Cardholders also get free checked bags, priority boarding and limited United Club airport lounge access.

What is the best Chase business credit card?

Lisa Cahill, Credit Cards Moderator

2021's Best Business Credit Cards

JAMIE THOMPSON, Retired Accountant

ROBERT SAMBRICK, FinTech entrepeuner

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