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Southwest® Rapid Rewards® Performance Business Credit Card

Earn 80,000 points

after you spend $5,000 on purchases in the first 3 months.

Apply Now

Annual Fee

$199

Rewards

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.

9,000 bonus points after your Cardmember anniversary.

Earn 4X points on Southwest® purchases.

Earn 3X points on Rapid Rewards® hotel and car partners.

Earn 2X points on rideshare.

Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

4 Upgraded Boardings per year when available.

Global Entry or TSA PreCheck® Fee Credit.

APR on Purchases

20.49% - 27.49% (V)

Balance Transfer

APR: 20.49% - 27.49% (V)

Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is greater.

WalletHub Review

by John Kiernan

March 29th, 2023

Southwest Performance Business Card Pros & Cons

High rewards rate

80,000 points initial rewards bonus

No foreign fee

High membership fees

No intro APR on purchases

No intro APR on balance transfers

Requires good/excellent credit

Southwest Performance Business Card Review

The Southwest® Rapid Rewards® Performance Business Credit Card is a good credit card that’s worthwhile for business owners with good credit or better who travel regularly and always fly with Southwest Airlines. In return for a $199 annual fee, cardholders earn 1 - 4 points per $1 spent on purchases,... show more

View 154 User Reviews

Southwest Performance Business Card's Additional Info

cash advance fee

Either $15 or 5% of the amount of each transaction, whichever is greater.

cash advance APR

29.49% (V)

foreign transaction fee

smart chip

Yes, chip-and-PIN

max late fee

See Terms

max overlimit fee

See Terms

max penalty APR

29.99% (V)

grace period

See Terms

Apply Now

at Chase's secure site

Questions & Answers

Can't find what you are looking for? Submit your question about Southwest® Rapid Rewards® Performance Business Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

Does the Southwest Performance Business Card have pre-approval?

Upvotes

Chip Lupo, Credit Card Writer

You cannot check for Southwest Performance Business Card pre-approval. Chase does not offer pre-approval for this card through its website, so anyone interested in applying for the Southwest Performance Business Card will have to do so without the benefit of checking for pre-approval beforehand.

You can, however, use WalletHub's CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you with some recommended credit card offers.

How do I check my Southwest Performance Business Card application status?

Upvotes

Chip Lupo, Credit Card Writer

Applicants can check their Southwest Performance Business Card application status online or by phone at 1-888-269-8690. It should only take a few minutes to find out whether your Chase application is approved, denied, or pending.

How to Check Your Southwest Performance Business Card Application Status Online

How do I report a lost Southwest Performance Business Card?

Upvotes

Chip Lupo, Credit Card Writer

You can report a lost Southwest Performance Business Card by calling Chase customer service at 1-800-242-7338. You can also report a lost Southwest Performance Business Card through the Chase website or mobile app. Chase will request some security information in order to verify your identity before sending a replacement.

...

How do you get a Southwest Performance Business Card replaced?

Upvotes

Chip Lupo, Credit Card Writer

To get a Southwest Performance Business Card replaced, log in to your online account, use the Chase mobile app, or call customer service at 1-800-242-7338. There is no fee to get a Southwest Performance Business Card replacement card, which should arrive within 3-5 business days.

How to...

What is the Southwest Performance Business Card payment address?

Upvotes

Chip Lupo, Credit Card Writer

The Southwest® Rapid Rewards® Performance Business Credit Card payment address is:

Cardmember Services
P.O. Box 6294
Carol Stream, IL 60197-6294

When paying Southwest Performance Business Card bills by mail, be sure to submit either a check or money order for the payment amount. Chase does not accept cash.

...

What is a credit balance refund on the Southwest Performance Business Card?

Upvotes

Chip Lupo, Credit Card Writer

A credit balance refund on the Southwest® Rapid Rewards® Performance Business Credit Card is a reimbursement for paying more than the total balance owed on the credit card. For example, a cardholder who has a balance of $200, but pays $400, can get a credit balance refund of the $200...

How do you get a Southwest Performance Business Card PIN?

Upvotes

Chip Lupo, Credit Card Writer

To get a Southwest Performance Business Card PIN, call the number on the back of the Southwest Performance Business Card and ask customer service for a PIN. You will likely need to wait for the PIN to arrive via email, text, or mail.

Best Way to Get a Southwest...

How do I set up Southwest Performance Business Card automatic payments?

Upvotes

Chip Lupo, Credit Card Writer

Cardholders can set up Southwest® Rapid Rewards® Performance Business Credit Card automatic payments through their online account or the Chase mobile app. Calling customer service at 1 (800) 935-9935 also is an option. Once you're enrolled, Chase will withdraw the payment amount from your linked bank account on the scheduled...

How much is the Southwest Performance Business Card foreign transaction fee?

Upvotes

Chip Lupo, Credit Card Writer

The Southwest® Rapid Rewards® Performance Business Credit Card foreign transaction fee is $0. This means you won't be charged extra anytime you use the Southwest® Rapid Rewards® Performance Business Credit Card outside of the United States. This applies whether it's a purchase at a physical location in a foreign...

How do I activate my Southwest Performance Business Card?

Upvotes

Chip Lupo, Credit Card Writer

To activate a Southwest Performance Business Card, call 1-888-269-8690 or go to the Chase activation website. Another way to activate a Southwest Performance Business Card is by using the card issuer's mobile app.

Your new Southwest Performance Business Card will be ready to make purchases in just...

Compare The Southwest Performance Business Card

Southwest® Rapid Rewards® Performance Business Credit Card

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The Blue Business® Plus Credit Card from American Express

(154)

(180)

(422)

Purchase Intro APRNot Offered

Purchase Intro APR0% for 12 months

Transfer Intro APRNot Offered

Regular APR20.49% - 27.49% (V)

Regular APR20.74% - 29.74% (V)

Regular APR17.99% - 25.99% (V)

Rewards Rate1 - 4 points / $1

Rewards Rate1 - 2 miles / $1

Rewards Rate1 - 2 points / $1

Apply Now

Rates & FeesTerms Apply

Southwest Performance Business Card Reviews

Share your insights and review the Southwest® Rapid Rewards® Performance Business Credit Card

3.9

What's Your Rating?

William Reyes
August 5, 2013 • @williamreyesn

I fly often, and the Southwest Airlines Rapid Rewards Plus Business Credit Card provides excellent features and perks. I like that this card has a low interest rate compared to similar offerings. However, this card does have an annual fee, which could be an inconvenience to some. One of the main benefits is that your bags are free when you are a member, a reward that the United Mileage Plus does not have. I love that your points do not expire and you can also use them for car rentals and hotel stays. The initial bonus points are perfect to start savings, and there is no limit to how many points you can earn.

Comment

Marilyn
August 1, 2013 • @need2

This card offers a lot in the way of rewards and benefits. One reward that seems particularly attractive is the $400 in Wanna Get Away Fares. Also, one can earn bonus points for all purchases, and even better rewards for Southwest purchases, purchases from car rental partners, etc. Then, these points can be used to travel to over 800 destinations. Another thing I find appealing is the fact that points don't expire, there are no luggage check-in fees, no blackout dates, etc. This is in contrast to some reward programs, which include policies restricting travel to unpopular travel dates, unpopular locations, etc. Southwest Airlines Rapid Reward Plus Business Credit Card has a lot of things going for it. The small annual fee would be easily recouped in savings throughout the year.

Comment

+ 152 users submitted a rating without writing a full review

Review Southwest® Rapid Rewards® Performance Business Credit Card

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Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Accepted Credit Scores

Annual Fee

Rewards

APR on Purchases

Balance Transfer

WalletHub Review

Southwest Performance Business Card Pros & Cons

Southwest Performance Business Card Review

Southwest Performance Business Card's Additional Info

Questions & Answers

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