What are the best credit cards for a 350 credit score?

The best credit card for bad credit with no deposit and instant approval is the OneMain Financial BrightWay® Card. It comes with a credit line of at least $300 and offers 1% cash back on all purchases. You can also apply online, after checking to see if you're pre-approved. However, the OneMain Financial BrightWay® Card is not available in all states.

Keep in mind that while there is a possibility of instant approval with most cards you can apply for online, it's never guaranteed. Instant approval tends to happen when your credit and income are better than the card's requirements. Sometimes, issuers may take longer to review a credit card application. There are a few other credit cards for bad credit with no deposit (known as unsecured cards) with instant approval, that are worth considering.

Best Credit Cards for Bad Credit with No Deposit and Instant Approval

Keep in mind that unsecured credit cards for bad credit tend...

It could take several years to build your credit from 300 to 700. The exact timing depends on which types of negative marks are dragging down your score and the steps you take to improve your credit going forward.

You can use WalletHub’s free credit score simulator to find out how specific actions will affect your score and how long it will take to reach your credit score goal.

Average Recovery Time for Negative Marks on Your...

The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.

But there is a difference between getting approved for a credit card in general and getting one...