What are the best credit cards for young adults with good credit? This question is about Best Credit Cards of 2023

The best credit card for young adults with good credit is the Chase Freedom Unlimited®. Chase Freedom Unlimited has a $0 annual fee, an intro APR of 0% for 15 months, and rewards of 1.5 - 5% cash back on purchases. Specifically, you get 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year). However, the best credit card for a young adult depends quite a lot on what the cardholder intends to use the card for. Many young professionals look for credit cards that reward their spending habits but aren’t especially costly, while others may want to build their credit and pay off debt without interest. In any case, young adults with a solid credit history and a steady income have a lot more potential options than their peers. 4 Best Credit Cards For Young Adults With Good Credit Best Overall: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's websiteBest for Travel Rewards: Capital One VentureOne Rewards Credit CardCapital One VentureOne Rewards Credit CardLearn MoreLearn MoreRates & FeesBest for Cash Back: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's websiteBest for Dining and Entertainment: Capital One SavorOne Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit CardLearn MoreLearn More Being able to earn cash back on streaming services or social activities like dining out is very popular with younger adults. Also, young adults can often make good use of travel rewards cards even if they don’t need to travel for work. Regardless of your age, there are lots of great credit card offers available if you have good credit.

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What are the best credit cards for young adults with good credit?

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Ryan P Page, Staff Writer

@ryan_page • 06/21/22 This answer was first published on 06/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best credit card for young adults with good credit is the Chase Freedom Unlimited®. Chase Freedom Unlimited has a $0 annual fee, an intro APR of 0% for 15 months, and rewards of 1.5 - 5% cash back on purchases. Specifically, you get 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year).

However, the best credit card for a young adult depends quite a lot on what the cardholder intends to use the card for. Many young professionals look for credit cards that reward their spending habits but aren’t especially costly, while others may want to build their credit and pay off debt without interest. In any case, young adults with a solid credit history and a steady income have a lot more potential options than their peers.

4 Best Credit Cards For Young Adults With Good Credit

Best Overall: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Best for Travel Rewards: Capital One VentureOne Rewards Credit CardCapital One VentureOne Rewards Credit CardLearn MoreLearn More
Rates & FeesBest for Cash Back: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Best for Dining and Entertainment: Capital One SavorOne Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit CardLearn MoreLearn More

Being able to earn cash back on streaming services or social activities like dining out is very popular with younger adults. Also, young adults can often make good use of travel rewards cards even if they don’t need to travel for work. Regardless of your age, there are lots of great credit card offers available if you have good credit.

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What are the best credit cards for 20 year olds?

The best credit cards for 20-year-olds depend on whether you've already built any credit and whether you're still in school. If you have limited credit history, you'll want to get a starter card, like the Capital One QuicksilverOne Cash Rewards Credit Card. If you're still a student, you could get a better deal with the Bank of America® Customized Cash Rewards credit card for Students.

But if you're no stranger to credit and you've already built up at least good credit, you can start setting your sights on more lucrative...

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What are the best credit cards for a 700 credit score?

One of the best credit cards for a 700 credit score is the Wells Fargo Active Cash® Card. This card offers 2% cash rewards on all purchases. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee.

What to Know Before Getting a 700 Credit Score Credit Card

In general, you want to focus on cards that require good credit or below, since 700 is considered a good credit. Of course, there are other things that affect...

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Which credit card company is the best for young adults?

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