You can use your Capital One credit card before it arrives, but only if you already have another Capital One credit card and download the free Capital One mobile app. Even then, only some customers are eligible for this account feature, according to a Capital One representative.
There’s no way to use your Capital One credit card before it arrives if it’s your only Cap 1 card. You will have to wait the 7-10 business days it takes to receive your card by mail. Capital One does not offer expedited delivery for new credit cards.
But for your second Capital One card, it’s fairly simple to use the mobile app to find your information.
How to use a Capital One credit card before it arrives:
- Download the free Capital One Mobile app for iOS or Android.
- Log in to the app using your Capital One username and password.
- Tap your new credit card, if it’s listed.
- Look for the card number, expiration date and security code.
If you have your new Capital One card’s number, expiration date and security code, you can use it to make purchases before the card arrives.
Unfortunately, this will only work for some people, and Capital One won’t say who exactly. But if you can’t get your new card’s details beforehand, you still don’t have too long to wait for the card to arrive.