You can buy lottery tickets with a credit card in 21 out of 50 states. Twenty-nine states prohibit the practice, as does Washington D.C. Some states only prohibit credit cards, while others won’t let you buy lottery tickets with either a credit card or a debit card. Plus, even if state regulations allow credit cards, the merchant selling tickets might not accept them. So you shouldn’t bet on being able to use your card to play.
It’s also worth noting that gambling purchases usually aren’t eligible for credit card rewards. So you’re not gaining a whole lot by using your credit card rather than a debit card or cash.
Here’s where you can buy lottery tickets with a credit card:
- New York
- Rhode Island
- South Dakota
So 21 states will let you buy lottery tickets with a credit card. But keep in mind that legality doesn’t necessarily mean widespread merchant acceptance. For instance, you won’t be able to buy lottery tickets with a credit card at Safeway, a large grocery store chain.
Plus, you probably won’t get any rewards. And you don’t want to take on debt to finance a gambling purchase, since the chances of winning your money back are slim. So a credit card is not the best vehicle for this particular type of spending.