Maria Adams, Credit Cards Moderator
@m_adams
No, you can't get denied for a credit card after you were approved online. If you were approved, it means that the issuer has performed a thorough check of your credit report and financial situation, and has decided you may get the card.
That said, you could get denied after being pre-approved. Pre-approval is offered after a soft inquiry on your credit report. If you go ahead with the application, the credit card company will do a hard pull and may find issues that determine them to deny you.
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People also ask
Can you be denied a pre-approved credit card?
Yes, it is possible to be denied a pre-approved credit card. This is because being pre-approved for a credit card simply indicates that your chances of approval for an account are very high (around 80-90%) should you decide to apply. However, you will still need to apply for the credit card to get a final approval decision.
Credit card pre-approval is typically based on a soft pull, which is a preliminary review of your credit...
read full answer by Maria Adams, Credit Cards ModeratorHow do I cancel a credit card application?
You can cancel a credit card application by contacting the credit card issuer’s customer service department. The sooner you contact them, the easier it will be to cancel the application. If you applied online, decisions are often made instantly, so your window to cancel may be just a few minutes. Mailed applications may offer a longer window – typically 7 to 10 business days.
If you are unable to cancel a credit card application...
read full answer by WalletHub, Financial CompanyHow long should I wait to apply for another credit card after being approved?
You should wait six months to one year between credit card applications. Applying for a credit card triggers hard inquiries which can lead to a slight dip in your credit score, especially when you apply repeatedly within a short period of time. And that’s a bad thing from a lender’s perspective. More importantly, applying in bulk tells lenders that you are desperate to borrow, which doesn’t bode well for your ability to pay.
There is...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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