Chip Lupo, Credit Card Writer
@CLoop
You can only request a metal credit card by applying for a new credit card account, and there are a limited number of metal credit card offers available. Credit card issuers don’t let you choose between plastic and metal after getting approved for an account or let you request a metal replacement for a plastic card.
Best Metal Cards
Alternatively, you could send your existing credit card to a third-party vendor that specializes in converting plastic credit cards to metal. Some examples include Metal-CreditCard.com and Lion Card. However, the high costs of converting a plastic credit card to metal, along with the security risks associated with sending your credit card in the mail, make this option ill-advised.
If you opt for the new-credit-card route, it’s important to note that most metal cards require good-to-excellent credit and have high annual fees. Before you apply, you can check your credit score for free and get personalized credit card recommendations on WalletHub.
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