Maria Adams, Credit Cards Moderator
@m_adams
Yes, you can use a credit card without a PIN. You only need a PIN if you plan to use your card for cash advances at ATMs or to make certain purchases when traveling abroad, as you'll otherwise be able to insert a card's chip, swipe the magnetic stripe, or tap the contactless payment terminal when using your card in person. When making credit card purchases online, you just need to enter your card number, expiration date, and security code.
If you need a PIN for certain transactions, you can generally request it online, over the phone, or at a branch, depending on the credit card issuer.
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People also ask
How do I set up a credit card PIN?
The easiest way you can set up a credit card PIN is through your online account. Alternatively, you can do it either by phone, at a branch or ATM, or by mail.
A credit card PIN is a four-digit code you can use to complete certain transactions, like cash advances. When you first get your card, your PIN is often sent along with your new credit card’s paperwork. But you are usually given the option...
read full answer by WalletHub, Financial CompanyHow can I get a cash advance on a credit card without a PIN?
The easiest way to get a cash advance on a credit card without a PIN is to go to one of your credit card company's branch locations, if it has any. You will need to ask the teller for a cash advance and present your card along with a government-issued photo ID. You could also ask your credit card’s issuer for so-called credit access checks, which you can then use to withdraw cash from your credit line. These...
read full answer by WalletHub, Financial CompanyWhat is a chip-and-PIN card?
A chip-and-PIN card is a credit card or debit card that requires you to input a personal identification number (PIN) into the point-of-sale (POS) system to confirm a purchase. Chip-and-PIN cards are more popular overseas, but you should be able to use them at any card terminal with a chip reader in the United States.
The primary benefit of a chip-and-PIN card is improved security since thieves will have a difficult time using your...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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