Ken Waynes, Member
@kenwaynes
You can pay your Capital One credit card by phone by calling the automated customer service line at (800) 227-4825. You’ll be asked to say or type the last 4 digits of your card number and Social Security number.
Once you enter your information, you’ll get a summary of your credit card account, including the balance and any upcoming due dates. After that, you can make a credit card payment by saying “make a payment,” saying or typing the payment amount, and choosing which account you’d like to pay with. The automated service will then confirm your payment details. When you confirm the details, the payment will be scheduled and made within one day.
How to make a Capital One credit card payment by phone:
- For personal cards, call the automated customer service line at (800) 227-4825. For small business credit cards, call (800) 867-0904.
- Enter the last 4 digits of your card number and Social Security number.
- Follow the voice prompts to make a credit card payment. You can choose the payment amount and the bank account you'd like to pay with.
Other ways to make a Capital One credit card payment:
Capital One cardholders can also make credit card payments in other ways. For example, you can sign in to your account or download the Capital One app and log in with your online banking credentials to make payments on your mobile device. You can also make payments in person, at a Capital One branch.

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