Syd Jones, WalletHub Credit Card Analyst
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You can occasionally go over your Capital One Platinum credit limit, but only for charges that involve holds on your account.
In most cases, though, a charge that goes over your Capital One Platinum credit card limit won’t be processed, at all.
Having said that, it is also worth noting that if Capital One Platinum does process an overlimit transaction, no over-the-limit fee will be charged.
Ultimately, please keep in mind that going over the limit with your credit card negatively affects your credit score, so make sure you stay within your limit. You can instead ask for a Capital One Platinum credit limit increase.
Capital One Platinum Credit Card
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