Maria Adams, Credit Cards Moderator
@m_adams
To get a Capital One Quicksilver Secured security deposit refund, you will either need to close your account and pay your balance in full, or you can earn it back as statement credit by using your card responsibly and graduating to an unsecured card.
The Capital One Quicksilver Secured deposit refunds are sent to you as checks in approximately two billing cycles. If you have an unpaid balance or owe any fees, Capital One will deduct the amount owed from your deposit refund.
Here’s more info about Capital One Quicksilver Secured graduation:
Capital One periodically reviews accounts and upgrades select Capital One Quicksilver Secured accounts to unsecured Capital One Quicksilver Secured accounts. In this case, your deposit refund will be credited directly to the unsecured card account within two billing cycles. You will also receive an email or letter informing you that you have been upgraded to an unsecured Capital One account.
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