Capital One Venture is a Visa Signature card. Actually there are two Venture cards that are Visa Signature: the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card.
The main difference between them is their initial bonus: 50,000 miles for $3,000 purchases in the first 3 months in the case of Venture, 20,000 miles for spending $500 in the first 3 months for the VentureOne.
Also, Venture has an annual fee of $95, while VentureOne doesn't have one.
Other than that, their rewards structure are almost identical: with Venture you get 2 miles / $1 spent on everything, while the VentureOne offers 1.25 miles / $1 for the same spendings.
Visa chimes in with its Signature benefits, which amongst others include:
- Concierge service
- Extended warranty
- Purchase protection
- Travel accident insurance
- Roadside dispatch
- Rental car insurance
This isn't a case of “which one is better”, rather than “which card better fits your needs”. Only choose Venture if you spend enough so that the rewards will outweigh the annual fee.
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