Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
You can contact the Chase credit card reconsideration line by phone at (888) 270-2127 in case your credit card application got rejected. Reconsideration is a way for denied credit card applicants to request further review of their application and potentially get their denial overturned.
Chase Reconsideration Request Tips:
- Make sure you review the reasons for your denial before calling for a reconsideration request. For instance, if your credit score or income went up since you applied, you can make a case for having improved your creditworthiness.
- Check your credit report for errors and become familiar with its strengths and weaknesses. If you had missed payments in the past, but since paid on time for several consecutive months, you can bring that to the issuer's attention.
- Explain your situation, or any information from your credit report or application that could raise questions. Feel free to also consult WalletHub's guide on how to ask for reconsideration.
If you get denied anyway, you should consider some tips for improving your credit score, applying for a secured card, or becoming an authorized user on someone else's account.

2023's Best Chase Credit Cards
Compare Cardscarol_alexis, Member
@carol_alexis
I just went through it and long story short, I wouldn't recommend anyone calling the reconsideration line. It was absolutely BRUTAL. I was denied of all things for having too many active accounts and too much available credit. After years of working hard, unfortunately a few bad marks were still on record because it has not been 7 years yet (close but not yet). Well, they rehashed all of that, asking why something was 30 days late 6 years ago, why this and that. Was hardly prepared for those questions but did the best I could. After pleading my case and being put through the ringer, I felt like I walked out of a job interview feeling like a loser. She said sorry. Still declined.. Fact of matter is Chase will nit pick you to death on everything. Unless you're perfect with an unblemished record, don't bother. They don't want your business and a customer (i do bank with them) shouldn't be treated this way. Apparently excellent credit and nearly 6 years of perfect payments and carrying low balances doesn't do the trick.
Janet Rodriguez, Member
@janetrodriguez2
just wanted to give people some hope that if you initially get a 30 day response from chase and a couple of days later it changes to 7-10 days it doesn't necessarily mean a denial. For example in my case I applied on 12/18 for a chase freedom card got a 30 message from chase today I received a 7-10 day message I called the recon line got a identity verification line got asked one question about where I lived and that was all approved for $9500 credit line.
People also ask
Did we answer your question?