Mark Towers, WalletHub Credit Card Analyst
@MarkTowers
The Chase Sapphire Preferred does not offer airport lounge access. If you want a Chase Sapphire card with airport lounge access, Chase Sapphire Reserve® is the way to go as it provides access to over 1,300 airport lounges worldwide for cardholders, authorized users, and up to two guests. Chase Sapphire Reserve cardholders can get their complimentary Priority Pass Select membership after completing a one-time activation.
How to Get Airport Lounge Access with Chase Sapphire Reserve
- Log in to Chase Ultimate Rewards.
- Select Chase Sapphire Reserve.
- Click on “Card Benefits.”
- Scroll to the benefits section and select “Travel.”
- Click “Complimentary Airport Lounge Access” and follow the prompts to activate your Priority Pass Select membership.
You should receive your Priority Pass membership card by mail within 2-3 weeks after you activate your membership. You must present either a physical or digital membership card or an eligible credit card, along with a valid boarding pass anda government-issuedID (such as a passport or driver’s license), at the lounge reception to enter a Priority Pass lounge. Download the Priority Pass app and follow the instructions to access your digital membership card.
Navigating Guest Fees and Annual Fees
The Chase Sapphire Reserve card waives the $35 Priority Pass guest fee, allowing unlimited access for up to two guests per visit. For any additional guests, your card will be charged $27 per guest, per visit.
If you were to purchase a standard Priority Pass membership separately, it would cost at least $99 a year, plus $35 per visit (not including guests). Higher membership levels give free visits but cost significantly more – for $469 per year, all visits are free.
Just note that Chase Sapphire Reserve has a $795 annual fee. Some of that can be offset by a $300 annual travel credit, but it’s still important to account for the cost if you want to get the best deal.
Chase Sapphire Airport Lounge Math
- Chase Sapphire Preferred: $99 airport lounge membership + $95 annual fee = $194 per year for airport lounge access + $35 per guest, per visit.
- Chase Sapphire Reserve: $0 airport lounge membership + $795 annual fee - $300 travel credit = $495 per year for airport lounge access.
As you can see, lounge access with Chase Sapphire Reserve is cheaper than with Chase Sapphire Preferred if you bring guests. Chase Sapphire Preferred is cheaper if you mainly go to airport lounges alone. You’ll need to take this into account before you decide whether the benefit included with Chase Sapphire Reserve is worth the added expense.

Mark Farms, Member
@mark_farms
The complimentary airport lounge benefit gives you and your authorized users access to over 1,000 VIP airport lounges worldwide, with Priority Pass. Among other things, you get free wi-fi, snacks and beverages. You can see all Priority Pass lounges here: https://www.prioritypass.com/en/airport-lounges.
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How do I purchase that $99 dollar lounge membership?
The math is off, perhaps from an older era when CSR annual fees were lower. $550-300=$250 per year for lounge access + other perks