Navigate to the “Payments” section and add your checking account information (you cannot pay with a credit or debit card).
Choose your payment amount and the date you want it to post.
Submit your payment. Payments sent before 8 PM ET will be credited the same day. Allow 2 business days for the money to come out of your bank account, however.
If you’d rather send a payment by mail, send a check or money order, along with the payment coupon from your monthly statement, to: Comenity Capital Bank / P.O. Box 659820 / San Antonio, TX 78268-9120. For overnight processing, use this address: 6550 North Loop 1604 East / Suite 101 / San Antonio, TX 78247-5004.
Alternatively, you can make a payment in a Children’s Place store. Simply go up to the checkout desk and ask to pay your credit card bill. Make sure you have your credit card and your latest monthly statement with you.
Comenity Bank specializes in store cards, which you’ll only be able to use at one (or sometimes a few) specific retailers, so choosing the best Comenity Bank credit card really comes down to where you shop most of the time.
The Comenity Bank credit cards that are easy to get are the ones that require fair credit for approval. That means you’ll need a score of about 640 or higher. And since the average person’s credit score is about 40 points above that, these cards are well within reach for most of us. Unfortunately, Comenity Bank doesn’t offer any cards for people with bad credit, so its cards aren’t quite as easy to get as … read full answersecured credit cards, for example. It’s also important to note that Comenity Bank specializes in store cards, which you’ll only be able to use at one (or sometimes a few) specific retailers.
Here are some Comenity Bank credit cards that are easy to get:
Zales Credit Card. Requires fair credit. No annual fee. 10% off all repair services. $50 off a $200+ purchase on your birthday. 0%-9.99% deferred interest for 6-36 months. Free shipping and exclusive coupons.
Ann Taylor Credit Card. Requires fair credit. No annual fee. 15% off the day you open an account, plus the first Thursday of every month. $15 birthday gift. 5 points per $1 spent. Double points during exclusive events. 2,000 points for a $20 gift card.
Catherines Credit Card. Requires fair credit. No annual fee. 15% off your first purchase. 10% off all other purchases. Bonus coupons during your birthday month.
WayFair Credit Card. Requires fair credit. No annual fee. 3% back in store rewards. $10, $25 or $40 off your first order of $50, $100 or $250. 0% deferred interest for 6-12 months.
Jessica London Credit Card. Requires fair credit. No annual fee. $10 reward certificate for opening an account. 2 points per $1 spent on Fullbeauty brands. Double points and a 20% off coupon your birthday month. 400 points get you a $10 reward certificate. Free shipping 4 times per year on purchases of $75+.
West Elm Credit Card. Requires fair credit. No annual fee. Welcome bonus of 50 Reward Dollars. 25 Reward Dollars on your birthday. 10% back in Reward Dollars or special financing. 250 Reward Dollars for a $25 gift certificate. 0% deferred interest for 12 months.
Petland Credit Card. Requires fair credit. No annual fee. 1 point per $1 spent, up to 2,000 points per month. 100 points for a $5 rewards certificate. Exclusive discounts and promotional financing.
Overstock Store Card. Requires fair credit. No annual fee. 10% off your first purchase. No other rewards. 0% deferred interest for 6-24 months.
Blue Nile Credit Card. Requires fair credit. No annual fee. No rewards. 0%-99% deferred interest for 6-60 months.
Big Lots Credit Card. Requires fair credit. No annual fee. No rewards. 0% deferred interest for 6-12 months.
As you can see, none of these cards charge an annual fee, and all of them provide nice perks at their respective retailers. Comenity Bank also has quite a few store cards that require good credit for approval. They include cards tied to Orbitz, Williams Sonoma, Loft and Westgate Resorts. But if your score is below 700, it’s best to just stick with the cards for fair credit.
You can cancel a card issued by Comenity Bank by calling the number on the back of the card and asking. It's always a good idea to think about whether cancelling is a wise move, especially if you have a card that doesn't have an annual fee. A cancelled credit card will increase your credit utilization and reduce your average account age, and thus may affect your credit score.… read full answer
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