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The Citi Double Cash® Card credit limit is between $500 and $50,000, with $500 being the default minimum credit limit and $50,000 being the highest limit reported by cardholders. Citi doesn’t disclose an official maximum, but a good credit score and enough income will likely get you a high limit.
What to Know About the Citi Double Cash Card Credit Limit
How your credit limit is determined
When determining credit limits, factors such as your debt-to-income ratio, payment history, and the length of your credit history will play a significant role.
Credit limit amount
The Citi Double Cash Card credit limit could be as low as $500. But your exact credit limit will be based on your credit standing once your application has been approved. Some Citi Double Cash Card customers have reported starting credit limits as high as $50,000.
How to get a credit limit increase
If you’re not happy with the Citi Double Cash Card credit limit you have received, you may request an increase after you’ve had the card for at least 6 months. However, there’s no guarantee you’ll be approved.
Also, if you consistently pay your bill on time, you may also become eligible for an automatic credit limit increase after six months or so.
It is worth mentioning that Citi Double Cash Card is one of the best cash back credit cards on the market. So, it’s definitely worth applying for the Citi Double Cash Card if you have at least good credit.
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Grayson Moot, Member
@grayson_moot
I know my sister has $5,000 on hers, but I think it really depends on your credit score.
robertjames32, Member
@robertjames32
I just got my Citi DC card. $9,600 limit. I immediately requested $15k. They gave me $14,600.
Emily L Conrad, Member
@mochaconrad
I've had the card for about 2 years... I request an increase yearly on all of my cards. I just requested an increase today after 6 months since my last request and I was approved for 21,500.
Larry, Member
@ldonnellwilliamsjr
My initial credit limit was 6,300. Definitely a great card to have.
Greg Shawdown, Member
@shawdown
My limit is at 11,300. It started around 2,000 in 2015 and slowly raised asking for an increase every other year.
tonyforbes1993, Member
@tonyforbes1993
Out of $500 I put down wats my spending limit
I've been a cardholder since they started offering this card, 840 credit score and I routinely pay my estimated taxes each quarter with this card (get 2% cash back and pay 1.8% to the IRS). I pay it off in full each month. I just got a credit limit increase at 67k (been asking every 6 months and they have been giving me a 5k increase each time). My last statement balance was 61.5k with a 62k limit (paid taxes). Just thought I'd post this as a data point.
People also ask
What is the usual Citibank credit card limit?
The usual Citibank credit card limit is $200 to $2,000 at a minimum, depending on the card. The Citi Double Cash® Card has a $500 minimum credit limit, for example, while the Citi Strata Premier® Card has a minimum credit limit of $2,000. Citibank doesn’t publicly disclose any maximum credit limits.
Citibank Minimum Credit Limit by Card
- Citi Strata Premier® Card: $2,000
- Citi Custom Cash® Card: $500
- Citi Double Cash® Card: $500
- Citi® Diamond Preferred® Card: $500
- Citi Simplicity® Card: $500
- Citi® Secured Mastercard®: $200
You won’t know your...
read full answer by Keyaira Sutton, WalletHub AnalystHow do you get approved for a high limit credit card?
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
4 Steps on How to Get Approved for a High Limit Credit Card
1. Improve your credit score:
High limit...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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I have a credit limit of $19,300 with this card.