Adam McCann, Financial Writer
@adam_mcan
No, the Citi Simplicity® Card is not a cash back credit card, and it doesn’t offer any other type of rewards either. The Citi Simplicity Card’s annual fee is $0, and it has an intro APR of 0% for 21 months on balance transfers.
Key Things to Know About the Citi Simplicity® Card
- Rewards: None
- Annual fee: $0
- Regular APR: 17.99% - 28.74% (V)
- Foreign transaction fee: 3%
- Credit required: Good
- WalletHub editor’s rating: 3.7/5
- WalletHub user rating: 3.7 / 5
Although the Citi Simplicity Card isn’t a cash back card, there are plenty of great cash back credit card offers on the market. You can start your search with WalletHub’s editors’ picks for the best cash back credit cards . It’s good to compare multiple options before submitting an application, to ensure that you get the most bang for your buck.
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read full answer by Maria Adams, Credit Cards ModeratorIs cash back better than miles?
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read full answer by WalletHub, Financial CompanyWhat is cash back?
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