The best Citibank AA card is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® because it offers 50,000 bonus miles when you spend $2,500 in the first 3 months after opening an account. Platinum Select also gives 2 miles / $1 spent on American Airlines purchases, 2 miles / $1 spent at restaurants and gas stations, and 1 mile / $1 spent on everything else. The annual fee is $0 intro the first year and $99 after that. There is a 0% foreign transaction fee.
Citibank AA cards offer a variety of options for American Airlines flyers. But they do have one perk in common – 25% savings on in-flight food and beverage purchases. And all of them except the MileUp card offer preferred boarding and a free first checked bag for at least you (and sometimes for companions).
Before you apply for a card, consider how much you fly American Airlines and if you’ll earn enough bonus miles to offset the cost of any annual fees.
To upgrade from Citi AAdvantage Platinum to the AA Executive card, visit the Citi AAdvantage upgrade page and type in the invitation code from your targeted mail offer, along with your last name, the last 4 digits of your Social Security number, and your billing ZIP code. Then, click “Get Started,” followed by the “Upgrade now” button to complete the upgrade.… read full answer
Bear in mind, that if you receive a targeted upgrade offer, it does not guarantee you’ll be approved, but it should increase your chances if you apply. If you don’t have a targeted upgrade offer, you can call Citi customer service at 1 (800) 374-9700 and request one. Citi recommends that you have the AA Platinum Select card for at least 12 months before requesting an upgrade.
Once you’ve upgraded, you should receive your new Executive card in about 7-10 days. The new card’s number and security code will be different, but your AAdvantage Platinum Select credit limit and APR will transfer over to the new Executive card. The AAdvantage Executive card’s $450 annual fee will post to your first billing statement, and refunds on Platinum Select’s $0 intro 1st yr, $99 after annual fee will be pro-rated, based on the number of months since the fee was paid, and posted as a separate entry.
While you wait for the new card to arrive in the mail, you can use your AAdvantage Platinum Select card - it will have all the functions of the upgraded card.
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one has no minimum score at all.… read full answer
Below, you can see what Citi cards your credit score will allow you to pursue, along with other information about approval.
Here’s what else you should know about the credit score you need for a Citi credit card:
Limited History: For those with little or no credit history, the Citi® Secured Mastercard® is a good option. A refundable security deposit of $200 is required. It doesn’t give any rewards, but it does offer a $0 annual fee and can help you rebuild your credit.
Fair credit (640-699): With fair credit, you have a good shot at getting one of Citi’s various store cards. These cards can only be used at their associated store. Some examples of store cards issued by Citi that require at least fair credit are Staples® Credit Card, Best Buy® Store Card and Goodyear Credit Card.
Excellent credit (750 and up): You’ll be eligible for all of Citi’s cards with a score in this range, assuming your income and other information check out. Some excellent-credit-only offerings include Citi Prestige (5 points / $1 spent on purchases at airlines, travel agencies and restaurants and 50,000 bonus points for spending $4,000 in the first 3 months) and Costco Credit Card (cash back oriented, offering 1 - 4% cash back on different spending categories).
Other requirements: It takes more than just a good enough credit score to get Citi credit card approval. In particular, you need enough income to pay the monthly bills, along with your existing debts. You’ll also need a valid Social Security number (or ITIN) and U.S. mailing address.
Citi might send a pre-qualified credit card offer to potential customers, but while this increases your chances for approval, it does not guarantee it. If you have received such an offer, visit Citi’s web page and enter your invitation code and last name to apply. Also, keep in mind that applying for a Citi or any other credit card triggers hard inquiries and can temporarily lower your score - the more inquiries over a short period of time, the more damage to your score. So it’s best to know where you stand before applying for any credit card. You can check your credit score and track your progress for free, right here on WalletHub.
You cannot get an American Airlines credit card 75,000 miles bonus, as this offer is not available anymore. However, there are several American Airlines credit cards that offer high initial miles bonuses.
Here are a few American Airlines credit cards bonus miles offers:
You are not eligible to earn the initial bonus of any Citi® / AAdvantage credit card if you have received a new account bonus for the same card in the past 48 months. Also, you are not eligible for the American Airlines AAdvantage® Aviator™ Business Credit Card initial bonus if you already have or had the same card in the past.
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