Maria Adams, Credit Cards Moderator
@m_adams
You can apply for a Citizens Bank credit card either online or over the phone at (888) 333-5145. Alternatively, you can submit a credit card application at a nearby branch location. Applying for a Citizens Bank card online is the best approach because you can access their website anytime.
How to Apply for a Citizens Bank Credit Card
- Online: Visit the Citizens Bank website and navigate to the credit cards section. From there, you can check if you pre-qualify for the card you choose to apply for. If you’re eligible, you’ll then receive personalized offers to proceed with your application.
- Over the phone: Call (888) 333-5145 and follow the automated prompts to get connected to a customer service representative.
- In person: Apply for a credit card at any Citizens Bank branch during normal business hours.
You might receive a pre-approved letter in the mail if Citizen Bank considers you eligible for one of their credit cards. Just keep in mind that being pre-approved doesn’t guarantee your approval for the card. You might still get denied if you decide to apply.
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People also ask
Does Citizens Bank do a hard inquiry?
Yes, Citizens Bank does a hard inquiry when you apply for a loan. This credit report inquiry will likely drop your credit score by about 5 to 10 points, but you'll be able to get back on track with a few months of on-time payments.
Citizens Bank's hard inquiry will stay on your credit report for two years, but it won't affect your credit after one year, and the impact may subside before then. To see how your...
read full answer by Rick Bormin, Personal Loans ModeratorWhat's the best Citizens Bank business credit card?
The best Citizens Bank business credit card is the Citizens Bank Everyday Points® Business Mastercard® because it offers 3 points per $1 spent on all purchases and has a $0 annual fee. New cardholders can also get 50,000 points after spending $5,000 in the first 90 days. However, this isn’t your only option.
Best Citizens Bank Business Credit Cards
Initial Bonus: 50,000 points after spending $5,000 in the first 90 days
Ongoing Rewards: 3 points per $1 spent on all purchases
Purchase Intro APR: 0% for 6 months
Regular APR: 14.99% - 24.99% (V)
Annual Fee: $0
Credit Score: Good
Initial Bonus: N/A
Ongoing Rewards: N/A
Purchase Intro APR: 0% for 12 months
Regular APR: 11.99% - 22.99% (V)
Annual Fee: $0
Credit Score: Excellent
While the Citizens Bank business credit cards have decent terms, they’re not the best offers on the market. Check out WalletHub’s picks for the best business credit cards available right now.
read full answer by Maria Adams, Credit Cards ModeratorHow can I talk to Citizens Bank customer service?
To talk to Citizens Bank customer service, call 1-800-922-9999 and then enter your account or card number and press #. This process will get you in contact with a live Citizens Bank representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Citizens Bank Customer Service by Phone
- Call the Citizens Bank customer service department at 1-800-922-9999.
- Enter your account or card...
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