What are the best credit cards with $1,000 limits and guaranteed approval for bad credit?

Plenty of credit cards for bad credit offer a $1,000 limit, but no card guarantees approval for all applicants, as every card has requirements you must meet to qualify. The U.S. Bank Cash+® Visa® Secured Card is one good option, though, as it doesn’t charge an annual fee and it has good rewards. You can also deposit $1,000 to get a $1,000 limit.

Best Credit Cards with Nearly Guaranteed Approval and the Possibility of a $1,000 Limit

Key Things to Know

It’s important to remember that no credit card really offers guaranteed approval. Secured cards have the highest approval odds because they require you to place a refundable security deposit, the amount of which matches your spending limit. But that means you won’t be able to use them for any purchases you don’t already have the money for.

The better your credit is, the higher your approval odds will be for unsecured credit cards. But credit cards for people with limited or fair credit may or may not offer $1,000 spending limits, so you'll likely have to set your sights even higher to be sure of getting that much spending power. Plus, you need really good credit for approval to be anywhere close to guaranteed.

For tips to help you get the credit needed to qualify for the best cards, check out WalletHub’s credit improvement guide. You can also get personalized recommendations for credit cards with high approval odds by signing up for a free WalletHub account.

Try First Access Credit Card

There's no such thing as guaranteed approval. While secured cards have the highest approval odds, and you can pay $1000 for the limit, that kind of defeats the purpose. If you've got an excellent credit score, you could try punching down to a card with lower requirements.

The only way you can be sure is through a secured card, because you get to pick your own limit. As far unsecured cards go, there is a guaranteed minimum, but the limit you get depends on your score.

Guaranteed approval credit cards are secured credit cards. And if you have $1,000 to put down as a security deposit, there are a bunch of cards you can apply for: Discover it, Capital One, and others. Unless of course you have stellar credit. Then you'll most likely get approved for any credit card you apply for, and you'll get at least $1,000 limit.

None of them guarantee approval