James W Reed, Credit Cards Moderator
@jameswreed
The Credit One Bank® Platinum Visa® for Rebuilding Credit is available to people with bad credit. That means people with credit scores below 640 credit may have a shot at getting approved for the card. You can check your credit score for free here on WalletHub to get an idea of your current standing.
It's important to note that plenty of other things will impact your chances of being approved for the Credit One Visa. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
Finally, keep in mind that lenders might use a different score when deciding whether to approve you for a financial product and approval is never guaranteed.
Credit One Bank® Platinum Visa® for Rebuilding Credit
Credit One Bank® Platinum Visa® for Rebuilding Credit
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People also ask
What is the maximum credit line for a Credit One credit card?
The maximum credit line for a Credit One credit card is not publicly disclosed by the issuer, though there are reports of cardholders receiving credit lines as high as $5,000 on some cards. If approved for a Credit One card, applicants can expect a minimum initial credit line of $300 to $400.
Credit One Credit Card Limits
| Card | Minimum Credit Limit | Reported Maximum Credit Limit |
Does Credit One have pre-approval?
Yes, Credit One does have pre-approval. Credit One has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Credit One cards before applying for one. Current Credit One customers may also receive pre-approved offers periodically by e-mail or when logging into their online account. And in some cases, Credit One will send people pre-approved offers for specific cards in the mail.
Getting pre-approved for a Credit One card indicates...
read full answer by Chip Lupo, Credit Card WriterHow do I request a credit limit increase with Credit One?
You can request a Credit One credit limit increase online, through the Credit One mobile app, or by calling customer service at 1 (877) 825-3242. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Credit One has on file. Credit One will be more likely to increase your credit limit if the revised income clearly...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
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