Chip Lupo, Credit Card Writer
@CLoop
To add a Credit One Visa authorized user, log in to your online account and click the “menu” tab, or call customer service at 1 (877) 825-3242. You will need to provide the person's full name, date of birth and address to add them as an authorized user.
A primary cardholder can make anyone a Credit One Visa authorized user, as long as they are at least 15 years old.
How to Add a Credit One Visa Authorized User Online
- Log in to your Credit One Visa card account.
- Click the “menu” tab.
- Click “Authorized User” under the “Settings” menu.
- Enter the user’s full name, date of birth and address.
- Click “Submit.”
When you add a Credit One Visa authorized user, they will receive their own credit card, sent to your mailing address, within 10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Credit One authorized users are able to make purchases, use the card for cash advances and earn rewards on the account. However, they cannot redeem rewards, request credit limit increases, add other authorized users, or close the account.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Credit One reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
Credit One Bank® Platinum Visa® for Rebuilding Credit
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Evelyn Boros, Credit Cards Moderator
@evelyn_boros
You can add a Credit One Visa card authorized user while completing your application for a new account. If you’re already a cardholder, you’ll be able to add an authorized user by signing in to your online banking account. Just keep in mind that you’re the one responsible for your authorized user’s purchases.
People also ask
How do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
read full answer by WalletHub, Financial CompanyIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
read full answer by WalletHub, Financial CompanyWhat are the pros and cons of adding an authorized user to a credit card?
The pros of adding an authorized user to a credit card outweigh the cons in most cases. The primary pro of adding an authorized user to an account is that it allows the authorized user to build credit, while the biggest con is that you are responsible for any purchases the authorized user makes.
Fortunately, there are ways to manage the downsides of this arrangement. For one thing, you don’t have to give the authorized...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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