Benny Joseph, WalletHub Analyst
@Benjy_1
It’s difficult to say why you were not approved for the Best Buy® Credit Card as meeting its minimum credit requirement doesn’t guarantee approval. While the Best Buy® Credit Card requires good credit or better (a credit score of 700+) for approval, there could be several other reasons why applications may get denied. Issuers are required by law to inform you of why your application was rejected. Some of these reasons may include not enough credit history, low disposable income, too much existing debt or having recent delinquencies on your credit report. Your Best Buy® Credit Card rejection letter will inform you of the specific reasons for your denial.
For more information, you can also contact the Citi Credit Card Application Status Department at (888) 201-4523. If you feel that your financial situation has changed, or your rejection may have been caused by discrepancies between your credit report and the reasons listed by Citibank, you may also ask for reconsideration.
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People also ask
What is the Best Buy Credit Card credit score requirement?
The Best Buy® Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Best Buy® Credit Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the Best Buy® Credit Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you...
read full answer by Evelyn Boros, Credit Cards ModeratorWhat are my Best Buy credit card approval odds?
Your Best Buy® Credit Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Best Buy® Credit Card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN as well.
What You Need for Good Best Buy® Credit Card Approval Odds
- Good credit or better+ credit score
- Enough income to pay...
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