Chip Lupo, Credit Card Writer
@CLoop
The Destiny Mastercard® has no limited-time promotions, but it does not have an increased penalty APR, which is a plus. Cardholders do not need to do anything specific to take advantage of this, as it applies automatically.
While the Destiny Card doesn't have any limited-time promotions, that's not unusual for cards targeted to people with bad credit. You may be able to find other cards that have more promotions, though. Check out WalletHub’s editors’ picks for the best credit card promotions available right now.
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People also ask
What's the starting credit limit for the Destiny Credit Card?
The starting credit limit for the Destiny Card is $700. Unlike in the case of most credit cards on the market, you cannot request a credit limit increase for it.
The Destiny card is an unsecured credit card designed for people with bad credit. If used responsibly, it can help you bring up your credit score. This, in time, will qualify you for cards with higher credit limits.
read full answer by Sydney Garth, Credit Cards ModeratorWhat is the Destiny Mastercard credit score requirement?
The Destiny Mastercard® is available to people with bad credit. That means people with credit scores below 640 credit may have a shot at getting approved for the card. You can check your credit score for free here on WalletHub to get an idea of your current standing.
It's important to note that plenty of other things will impact your chances of being approved for the Destiny Card. Some other key criteria include your income, existing debt load, recent credit inquiries,...
read full answer by Adam McCann, Financial WriterWhat does initial bonus mean?
An initial bonus is a special type of reward offered to new cardholders when they meet certain criteria shortly after opening a credit card account. Typically, you earn an initial bonus when you make your first purchase or spend above a certain amount within a specified period of time. Common forms of initial bonuses include cashback, travel points or miles, statement credits, or gift cards.
Taking advantage of a lucrative initial bonus, every once in a...
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