Chip Lupo, Credit Card Writer
@CLoop
The biggest disadvantage of the Delta SkyMiles® Gold Business American Express Card is that it is available to people with at least good credit, which means the average person may struggle to qualify. There are a few other disadvantages of the Gold Delta SkyMiles Business Credit Card to be aware of, too.
Gold Delta SkyMiles Business Credit Card Disadvantages
- Requires high credit scores: The Gold Delta SkyMiles Business Credit Card requires at least good credit for approval.
- No 0% intro APR on purchases: The Gold Delta SkyMiles Business Credit Card does not currently offer a 0% intro APR promotion on purchases, so it is not good for people looking to finance big purchases.
- No balance transfers allowed
In addition, there are plenty of potential disadvantages applicable to all or most credit cards. Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend.
Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Gold Business American Express Card
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People also ask
How do I check my Gold Delta SkyMiles Business application status?
You can check your Gold Delta SkyMiles Business Credit Card application status by calling 1-888-826-3471. When you call, listen to the automated menu and press the key to check your status, then verify your identity so American Express can match you to your application. You can also check your Gold Delta SkyMiles Business Credit Card application status online.
How to Check Your Gold Delta SkyMiles Business Credit Card Application Status
- Call 1-888-826-3471.
- Follow the prompts that lead to an application status check or connect with a...
What are the Gold Delta SkyMiles Business Credit Card's rewards?
The Gold Delta SkyMiles Business Credit Card’s rewards are the following:
- Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
- Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year.
- Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
- Earn 1 Mile on every eligible dollar spent on other purchases.
- Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding on Delta flights.
- Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- Terms and limitations apply.
It is also worth noting that you can use your miles to book Delta flights, redeem on partner flights, for gift cards, vacation packages, upgrades and donations, among other things.
read full answer by Robert Stark, WalletHub Credit Cards AnalystWhat is the Gold Delta SkyMiles Business Credit Card credit limit?
The Gold Delta SkyMiles Business Credit Card credit limit is usually around $3,000 to start, according to forum posts, and some cardholders report limits as high as $25,000. American Express does not include any specific Gold Delta SkyMiles Business Credit Card credit limit information in the card’s terms, though.
For the most part, Gold Delta SkyMiles Business Credit Card credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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