The Atmos Rewards Business Card sign-up bonus is 70,000 points and a $99 Companion Fare (plus taxes and fees from $23) for spending $4,000 within the first 90 days.

In addition to the bonus, the Atmos Rewards Business Card offers 1 - 3 points per $1 on purchases. Its annual fee is $70 for the company, $25 per card, and the card is available to people with excellent credit.

For more options, check out WalletHub's picks for the best credit card sign-up bonuses overall.

Your Atmos Rewards Business Card application may have been denied for various reasons, such as a low credit score, not enough disposable income, or too much debt. You should receive a letter from Bank of America explaining the exact reason for the denial.

If you feel your application deserves a second look, you can call Bank of America customer service at (800) 732-9194 for further clarification.

Possible Reasons Your Atmos Rewards Business Card Application Was Denied

• Credit score is too...

You don't need to do anything to renew your Atmos™ Rewards Visa Signature® Business Card before it expires. If you continue to pay your bill and $70 for the company, $25 per card annual fee on time, Bank of America will automatically send you a new card, which you should receive before your current card expires. You can call 1 (800) 732-9194 if it hasn't arrived by then.

If you do not want to pay the annual fee for another year, you'll need to cancel your card before...

The Atmos™ Rewards Visa Signature® Business Card is issued by Bank of America. Aside from the Atmos Rewards Business Card, other Bank of America credit cards include the Free Spirit Airlines Credit Card, Bank of America® Travel Rewards credit card, and Bank of America® Customized Cash Rewards credit card.

The Atmos Rewards Business Card is intended for applicants with excellent credit. Its key features are 1 - 3 points per $1 spent on purchases, an initial bonus of 70,000 points and a $99 Companion Fare (plus taxes and fees from $23) for spending $4,000 within the first 90 days, and no foreign transaction fee. The annual fee is $70 for the company, $25 per card.

You can make a Atmos™ Rewards Visa Signature® Business Card payment online, by phone, through the Bank of America mobile app, by mail or at a branch. To pay a Atmos Rewards Business Card bill online, log in to your online account and click on “Bill Pay.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Bank of America does allow cardholders to set up automatic payments, too.

Ways to Make a Atmos Rewards Business Card Payment

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You can buy a gift card with the Atmos™ Rewards Visa Signature® Business Card online and at most stores that accept Visa. Keep in mind that some stores won't accept credit cards for certain types of gift cards, such as general Visa gift cards for example. It's a good idea to call the store ahead of time to see if they'll accept your card for a gift card purchase.

You can find this year's best gift card options on WalletHub.

No, not just anyone can get the Atmos Rewards Business Card as you will need excellent credit to qualify. We recommend a credit score of 750+ for good odds of approval, and you will also need enough income to afford monthly payments. You will need to be 18+ years old, too, among other requirements.

What You Need to Get the Atmos Rewards Business Card

• Be the business owner or an authorized officer in the company
• Excellent credit
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You can get an Atmos™ Rewards Visa Signature® Business Card cash advance at an ATM, bank, or credit union. You can also take out a cash advance using a convenience check provided by Bank of America or by transferring money directly from your credit card into your bank account.

For ATM cash advances, you'll need to request a PIN first by contacting Bank of America. If you're doing a cash advance with a teller at a bank or credit...

The Atmos Rewards Business Card doesn't have a referral bonus. But if you're in the market for a new Atmos Rewards Business Card account, you can earn an initial bonus by spending $4,000 in the first 90 days, which gives you an initial bonus of 70,000 points. 

On the other hand, there are plenty of credit cards that do offer referral bonuses. You can check out our editors' latest picks for the best credit cards that offer a referral bonus to weigh your options.

To talk to Atmos Rewards Business Card customer service, call 800-892-3219 and then enter the last 4 digits of your Social Security number, press 0 and say "service". This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.

How to Talk to Atmos Rewards Business Card Customer Service by Phone

1. Call the Atmos Rewards Business Card customer service department. You can even use the number...