John Miller, Credit Cards Moderator
@john_miller
Yes, American Express® Gold Card and American Express Platinum Card® points combine, allowing you to pool rewards into one account. Once you have both the Amex Gold Card and Platinum Card®, your Membership Rewards® Points will automatically link, and any points earned on either card will accumulate into a single account. Gold and Platinum business card points also combine.
If you’re not seeing the points pooling together, you can contact customer service at (800) 528-4800, or the number you see on the back of your card. A representative should be able to help resolve the issue and ensure your accounts are correctly linked.
While the ability to pool points is a great feature, it’s worth considering the costs versus the benefits of holding both types of cards. For example, the Amex Gold Card and Platinum Card® have substantial annual fees ($325 and $895, respectively). Although both cards offer valuable perks, it may not always make sense to pay for both. If you’re not fully utilizing the benefits of each card, it might be worth keeping only one, to avoid unnecessary fees.
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People also ask
Does American Express Platinum Card® have the same rewards as American Express® Gold Card?
No, the American Express Platinum Card® does not have the same rewards as the American Express® Gold Card. The Platinum Card® is a travel rewards card and has a higher maximum earning rate, whereas the Amex Gold Card offers better value on dining and groceries. Both cards require at least good credit for approval.
Platinum Card® vs. Amex Gold Card Rewards
| Category | ||
| Initial Bonus | You may be eligible to earn... | You may be eligible to earn as high as 100,000 points for spending $6,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $6,000 in 6 months, and receive the points) |
How can I upgrade my American Express® Gold Card to the American Express Platinum Card®?
You can upgrade your American Express® Gold Card to American Express Platinum Card® by making a request over the phone at (800) 528-4800. Alternatively, log in to your online account and click on “Amex Offers and Benefits” at the bottom of the page to see if you’re eligible for an upgrade from Amex Gold Card to Platinum Card®. You may also receive a targeted upgrade offer, either by e-mail or through regular mail.
Things to Know About the Amex Gold Card Upgrade
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