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Yes, you typically need to be a student to get a student credit card. Most student credit cards require applicants to provide the name of their school, their expected graduation date, or some other proof of enrollment.
Other Eligibility Requirements for Student Credit Cards
The terms and conditions for some student credit cards also state that the card is specifically for currently enrolled students. It’s illegal to lie on a credit card application, so applicants are legally compelled to be honest about their college enrollment status.
Even if a student credit card application doesn’t ask you about your enrollment status, student cards are meant for students. If you don’t qualify as a currently enrolled student, there are plenty of alternatives for people just starting to build their credit. You can get a secured credit card or a starter credit card, for example, without needing to be a student.
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