IKEA has two credit cards: The IKEA Credit Card, which can be used anywhere and the IKEA Store Card, that can only be used at IKEA. More specifically:
The IKEA Credit Card has a $0 annual fee and a 21.99% APR. You need a good credit score to get it and it comes with the following rewards:
$25 off your first IKEA purchase of $25 or more when you open and use your IKEA Visa credit card the same day.
$25 IKEA Reward Certificate when you make $500 in qualifying purchases outside of IKEA, Traemand and TaskRabbit within the first 90 days of account opening.
5% back in rewards on IKEA purchases as well as Traemand installation and TaskRabbit assembly services.
3% back in rewards on dining, grocery and utility purchases.
1% back in rewards on all other purchases.
Get a $15 IKEA® Reward Certificate for every $15 in rewards earned. Reward Certificates are issued in $15 increments with your billing statement.
The IKEA Store Card can only be used at IKEA. This credit card also has a $0 annual fee. You need a fair credit score to get it and it offers 0% for 6 - 24 months interest rate for:
6 months with minimum purchase of $500 or more
12 months with minimum purchase of $1,000 or more
24 months with minimum purchase of $2,500 or more
After the promotional period, the regular purchase APR of 21.99% kicks in.
You cannot check your IKEA Credit Card application status. But you usually get an instant decision when submitting an IKEA credit card application.
If your application is denied, you could try asking for a reconsideration by calling 1-866-387-6145 and making your case. If they don’t change their decision, I’d suggest becoming an authorized user on someone else’s account, or applying for a … read full answersecured card instead.
Yes, you can use your IKEA Credit Card anywhere Visa cards are accepted, which is pretty much everywhere credit card payment is an option.
You can use it at 8 million merchants locations in the U.S. alone, as well as in more than 200 other countries and territories.
But the highest rewards are definitely store related: 5% back on IKEA USA purchases. Dining, grocery and utility purchases get you 3% and for everything else you get 1% back.… read full answer
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.