Does Chase have a luxury card?

The Centurion® Card from American Express is one of the world's most elite cards because it requires an invitation to apply and is very prestigious to own. You reportedly need to earn at least $1 million per year and spend at least $350,000 annually on Amex cards just to be eligible. On top of that, there’s a $10,000 initiation fee for those who are approved, and the annual fee is a whopping $5,000.

Also known as the "Amex...

The Chase credit card annual fees depend on the card. Several Chase credit cards come with a $0 annual fee, while others charge up to $795, annually.

Chase applies an annual fee to some of its credit cards to help cover the cost of the cards’ benefits and rewards. For example, the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card are among the best travel rewards cards on the market. These cards come with annual fees of $95 and $795, respectively. There’s...

The hardest Chase credit card to get is Chase Sapphire Reserve® because it requires a credit score of at least 750 for high chances of approval. This means you need to have excellent credit to get the Chase Sapphire Reserve card, along with plenty of income.

This card is a very good rewards credit card, offering 1 - 8 points per $1 spent on purchases. Chase Sapphire Reserve also comes with an initial bonus of 125,000 points for spending $6,000 in the first 3 months.

How Hard It Is to Get a Chase Credit Card

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