Does Credit One help build credit?

Yes, Credit One credit cards help build credit if you pay your bill on time each month and use your card responsibly. Credit One reports your account information each month to all three major credit bureaus, and your credit score is based on the contents of your credit reports.

How to Build Credit with a Credit One Credit Card

• Keep your credit utilization low. It’s good to keep your balance below 30% of your credit limit both on each individual card and overall.
• Pay above the monthly minimum. It’s always best to pay your statement balance in full to avoid paying interest. If you can’t pay in full, paying off as much as possible will help minimize the amount accruing interest. Plus, the less debt you carry, the better it is for your credit score.
• Never miss a payment. It’s never good to miss a due date, but you should at least pay within 30 days after the due date, before the missed payment shows up on your credit report. Setting up automatic payments can help ensure you don’t miss a due date by accident.

Best Credit One Credit Cards

While some of the cards listed may be geared toward people with good credit, they can still help you build credit as long as you use them responsibly. If you want to check your credit score and get daily updates on your credit-building progress, you can register for a free WalletHub account. You can also get personalized advice and simulate your score based on your future activity.