Does takeout count as dining?

Chase Sapphire Preferred dining purchases include most places that have sit-down eating. More specifically, the card’s dining rewards category includes everything from fast-food restaurants to fine-dining establishments, as long as the location has an appropriate merchant category code.

Merchant category codes are numbers that categorizes vendors based on what they sell. Merchants that are classified as a restaurant will give Chase Sapphire Preferred cardholders 3 points per $1 spent on each purchase. Eligible delivery services, dining out, and takeout services...

Yes, Starbucks is considered a restaurant for credit cards with a dining rewards category. Coffee shops like Starbucks are typically categorized as fast food restaurants based on their merchant category code, which credit card companies use to determine which rewards rate a particular purchase earns.

There are certain instances when a Starbucks might not be considered a restaurant. If it’s located inside another venue, like a stadium or grocery store, it might get categorized as something...