Chip Lupo, Credit Card Writer
@CLoop
The best GM Rewards™ Mastercard® promotion is an initial bonus of 30,000 points in earnings. To get this GM Rewards Card promotion, cardholders must spend $1,000 in the first 90 days. There are a few other noteworthy GM Rewards Card promotions to take advantage of as well.
GM Rewards Card Promotions for December 2025
- An initial bonus of 30,000 points in earnings
- An introductory APR of 0% for 6 - 9 months on purchases (22.49% - 32.49% (V) regular APR after that)
Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the GM Rewards Card to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
To stay on top of the latest offers, check out WalletHub’s editors’ picks for the best credit card promotions, which are updated regularly.
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People also ask
What's the starting credit limit for the GM Rewards Card?
There is no disclosed starting credit limit for the GM Rewards Card. The issuer does not include any specific credit limit information in the card’s terms.
For the most part, credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
If you’re not satisfied with the initial credit limit, keep in mind that you can ask to get a credit limit increase by calling customer...
read full answer by John Miller, Credit Cards ModeratorWhat is the GM Rewards Mastercard credit score requirement?
The GM Rewards™ Mastercard® credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the GM Rewards Card.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for the GM Rewards Card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
If you...
read full answer by WalletHub, Financial CompanyWhat does initial bonus mean?
An initial bonus is a special type of reward offered to new cardholders when they meet certain criteria shortly after opening a credit card account. Typically, you earn an initial bonus when you make your first purchase or spend above a certain amount within a specified period of time. Common forms of initial bonuses include cashback, travel points or miles, statement credits, or gift cards.
Taking advantage of a lucrative initial bonus, every once in a...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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